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About Plata Lista

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Plata Lista — Online Loans in Argentina
Need money today? PlataLista offers 100% online personal loans in Argentina. From wherever you are and with just your phone, you can submit your application in minutes: no paperwork, no visiting a branch, and no collateral or guarantors needed. A simple, fast, and secure process with transparent pricing—before accepting the offer, you will see all interest, fees, and the repayment schedule, with no hidden costs. All applications are subject to credit evaluation, so approval cannot be guaranteed.

Why Choose Plata Lista?
⚡ Fast & Efficient: 100% online process—no paperwork, no lines. Submit your application in just a few minutes.

🔍 Tailored Amounts: We evaluate your repayment capacity to offer you the amount and term that best fit your needs.

💯 Transparent Pricing: Before accepting the offer, you will see all interest, fees, and the repayment schedule. No hidden costs.

🟢 Clear Terms: We explain every clause in simple language—no fine print.

🔄 Flexible Terms: Choose a repayment term that fits your income and repayment capacity.

🛡️ Data Security: Advanced encryption always protects the safety and confidentiality of your personal and financial information.

📱 Easy to Use: A simple interface to manage your application and loan in just a few steps.

🆓 No Collateral or Guarantors Needed: Your National ID (DNI) is all you need.

Loan Amount, Term, and Fees
Loan Amount: From ARS 15,000 to ARS 1,500,000

Loan Term: From 90 days to 180 days

Daily Interest Rate: From 0.01% to 0.04%

Annual Interest Rate (APR): From 3.6% to 14.6%

Service Fee: From 5% to 10%

Loan Example
If you apply for ARS 100,000 for 180 days:

Interest: ARS 100,000 × 0.04% × 180 = ARS 7,200

Service Fee: ARS 100,000 × 8% = ARS 8,000

Total Repayment: ARS 100,000 + ARS 7,200 + ARS 8,000 = ARS 115,200

Payment is made in a single lump-sum payment upon maturity.

How to Apply for Your Loan
Download the app and create your account.

Fill in your details and verify your identity with your National ID (DNI).

Choose the amount and term that suit you best.

Submit your application and await approval.

Once approved, the money will be deposited directly into your account.

Requirements
Be over 18 years old.

Reside in Argentina.

Hold a valid National ID (DNI).

Have a bank account in your name (CBU/CVU).

Privacy & Data Security
We only request the permissions necessary to evaluate your application and prevent fraud. We do not access your contacts or call logs, and we never sell or rent your personal data to third parties.

Privacy Policy: https://www.platalista.online

Download Plata Lista today and start your application!

Contact Us
Email: [email protected]

Website: https://platalista.com/

What’s new

Version 1.0.1 · Updated October 22, 2026

Bug fixes

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