Lend Circle

Lend Circle is a personal record-keeping app. It does not provide, originate, broker, or facilitate loans, and it does not process payments or move money in any way.

Lend Circle helps you keep track of money you've personally and informally lent to friends, family, or customers — outside the app — without spreadsheets or scattered notes.

WHAT YOU CAN DO

Record each loan you've already given: the amount, the interest rate you and the borrower agreed on, the start date, and repayment type (monthly interest or lump sum at maturity)
Log payments as they come in — interest, principal, or write-offs
See at a glance how much you've lent out, how much interest you've tracked as earned, and how much is still pending
Get a clear overdue/due-soon status for every loan, so nothing slips through the cracks
View a simple reminders list of what's due or overdue across all your loans

WHY LEND CIRCLE

Built purely for personal, informal record-keeping — not a bank, lender, or loan marketplace
Your data stays private to your account
No ads, no unnecessary permissions
Simple, fast, and works well on mobile

Lend Circle does not lend money, connect you with borrowers or lenders, issue credit, or handle any transaction. All loans and payments are historical records you enter yourself, for agreements made entirely outside the app.