Biz+: Business books

The book that cannot burn — kept by itself, from the alerts already on your phone.

Biz+ is the business app built for how Nigerian small businesses actually run: sales on credit, cash and transfers mixed, four bank apps that never agree, and a taskforce that can come any day. It keeps your books for you, tells you plainly how the business is doing, gets you paid, keeps the state satisfied, and turns your own record into a report you can show a lender. It never holds your money.

Books that keep themselves
• Your bank and wallet alerts (GTBank, Access, Zenith, UBA, First Bank, OPay, PalmPay, Moniepoint, Kuda, Paystack and more) become entries in your book — read on your phone, never uploaded
• Paste an alert, snap a receipt, type it in any of five languages, or say it in English or Pidgin: "I sell rice ₦12,000 to Mama Ngozi on credit"
• Twelve sector packs on one ledger — market trader, FMCG retail, POS agent, food, fashion & beauty, transport, artisan, pharmacy, school, agriculture, cooperative & ajo, social commerce

Who owe me — the Credit Book with a conscience
• Every customer's balance, due date and part-payments in one place
• One-tap WhatsApp or SMS reminders in the customer's own language
• Invoices, quotes and receipts that show your customer your own bank details — the money goes straight to your account, never through Biz+
• The other side too: what YOU owe suppliers, the keke instalment, the cooperative, rent, levies — and a cash-gap warning days before the money runs short

Did I make money today?
• The ninety-second close: expected cash versus counted cash, recorded sales versus alerts received, stock sold versus stock counted. Leakage stops without surveillance
• Price Doctor: unit cost and margin that re-price themselves when the market moves
• Ask your business anything in English, Pidgin, Yorùbá, Hausa or Igbo — every answer computed from your own book, on your phone, with the evidence one tap away

Keep the taskforce away — the compliance rail
• Tax ID and CAC status, the small-company flag, the presumptive-tax exit, the levy calendar and a receipt vault
• Records kept the way the Nigeria Tax Administration Act now requires

Can I get a loan? — the Loan-Ready Report
• Twelve months of reconciled inflows and outflows, receivables quality, obligations and the Korevra Business Score — built on your phone from your own books, to print or save and show any lender alongside your bank statement
• Your record, owned by you, presentable to ANY lender. No walled garden. Biz+ is not a lender and does not decide whether you get credit

Yours, always
• Works fully offline. Export your whole book any day — CSV or JSON, no questions
• Market mode hides every figure on screen with one tap
• Biz+ is not a bank, a wallet, or a lender. It holds no money, lends nothing, and scores nothing in secret

Biz+ Pro (₦4,000/month or ₦40,000/year, auto-renewing) adds unlimited invoices and reminders, every sector pack, Price Doctor, more than one business, staff roles, the planner, benchmarks and the annual-return pack.