Kirga - AI Money Manager
Finance In-app purchases
Every account in one place. Your money, in your language.
- Downloads
- 15+
- on Google Play
- Price
- Free
- In-app purchases
- Updated
- Aug 26
- 2026 · v2.7
Screenshots
About Kirga - AI Money Manager
Kirga is an AI money manager built for how Nigerians actually hold money — a salary account, two wallets, an Ajo, and cash.
YOUR WHOLE PICTURE, WITHOUT LINKING A BANK
Kirga does not ask for your bank login, your BVN, or your card. You add the alerts your bank already sends you, and Kirga reads them on your phone. Your ledger is built from your own alerts — and it stays on your phone.
WHAT KIRGA DOES
• One clear balance across every bank and wallet you use
• Finds the bank charges quietly draining your account — SMS fees, card maintenance, stamp duty, VAT
• Spots forgotten VAS and subscriptions still taking your money every month
• Tracks failed transfers that were never reversed, so you can claim them back
• Budgets that follow your salary cycle, not the calendar month
• Savings goals restated in today's money, so inflation cannot quietly move the target
• Run and track Ajo / Esusu / Adashe circles with a record everyone can see
• Short money lessons in plain language
IN YOUR LANGUAGE
English, Nigerian Pidgin, Yorùbá, Hausa and Igbo — not just the buttons, the money advice too.
BUILT FOR PRIVACY
Your transactions are parsed and stored on your device. We never see your ledger, and there is no bank linking to go wrong. Market mode hides every figure with one tap when you are not alone.
KIRGA PLUS
Free forever for the core picture. Kirga Plus adds the AI money coach that answers questions about your own numbers, full charge recovery with dispute letters, unlimited inflation-aware goals, deep monthly insights, and your shareable Money Story.
Korevra Technologies Limited · Lagos, Nigeria
YOUR WHOLE PICTURE, WITHOUT LINKING A BANK
Kirga does not ask for your bank login, your BVN, or your card. You add the alerts your bank already sends you, and Kirga reads them on your phone. Your ledger is built from your own alerts — and it stays on your phone.
WHAT KIRGA DOES
• One clear balance across every bank and wallet you use
• Finds the bank charges quietly draining your account — SMS fees, card maintenance, stamp duty, VAT
• Spots forgotten VAS and subscriptions still taking your money every month
• Tracks failed transfers that were never reversed, so you can claim them back
• Budgets that follow your salary cycle, not the calendar month
• Savings goals restated in today's money, so inflation cannot quietly move the target
• Run and track Ajo / Esusu / Adashe circles with a record everyone can see
• Short money lessons in plain language
IN YOUR LANGUAGE
English, Nigerian Pidgin, Yorùbá, Hausa and Igbo — not just the buttons, the money advice too.
BUILT FOR PRIVACY
Your transactions are parsed and stored on your device. We never see your ledger, and there is no bank linking to go wrong. Market mode hides every figure with one tap when you are not alone.
KIRGA PLUS
Free forever for the core picture. Kirga Plus adds the AI money coach that answers questions about your own numbers, full charge recovery with dispute letters, unlimited inflation-aware goals, deep monthly insights, and your shareable Money Story.
Korevra Technologies Limited · Lagos, Nigeria
What’s new
Version 2.7 · Updated August 26, 2026
Your numbers now agree with each other. If a bank alert did not state your balance, Kirga used to treat that account’s movements as though they were the balance. That could show a negative total for an account holding real money. It now says it does not know that balance and leaves it out, rather than guessing. Also: every figure and its working add up to the same number, to the kobo; an unrecognised alert no longer opens a new account each time; and Kirga starts faster.
User reviews
Creative app, I love it
Great and innovative app, excellent for keeping a tab on my money