Penvilo: Budget & Expenses

Penvilo keeps your money in order — privately, on your phone.

Track every expense
• Log expenses, income and transfers in seconds with a big keypad and quick templates for things you buy often.
• Use several wallets (cash, bank, cards) with opening balances and balance adjustments.
• Refunds link to the original expense and reduce that category's spending.
• Search and filter your transactions by date range, type, category and wallet.

Plan your month
• Set a monthly budget and split it across categories; see what's left every day.
• Copy a budget to the next month in one tap.
• Recurring bills and salary wait for your confirmation — nothing is booked behind your back.
• Savings goals and a simple record of money you lent or borrowed, with due-date reminders.

See where your money goes
• Insights: spending by category, net cash flow, savings rate and the last 6 months at a glance.

Your data, your files
• CSV export, and CSV import with a preview, duplicate detection and saved column mapping.
• Full backup file you can protect with a password, and restore on a new phone.
• Delete all local data at any time from Data management.

Comfort
• Optional daily reminder; reminders never show amounts on your lock screen.
• Hide amounts, dark mode and 20 languages.

Privacy
No account is needed. Your transactions, amounts, notes and budgets are stored on your phone and are never uploaded to our servers. Backups and CSV files are saved only where you choose. To run and improve the app, Penvilo uses Google Firebase and its own service for basic app usage, diagnostics and notifications (for example a random installation ID, app version and device type) — never your amounts or notes. Details are in the privacy policy.

Support: [email protected]
Privacy policy: https://api-gp.aicloudside.com/penvilo/privacy.html
Website: https://aicloudside.com/