Your Money Plan

Your Money Plan turns budgeting into a habit you can actually keep: log what you spend, see the impact right away, and adjust before the month gets away from you.

LOG SPENDING IN SECONDS
Type it the way you'd say it — "Groceries 86.40 at the supermarket" or "Gas 52 and parking 8" — and Your Money Plan works out the amounts and categories for you. Speak it instead if your hands are full, snap a receipt with your camera, or enter the amount, category and date by hand. Nothing is saved until you review it.

SEE WHAT'S ACTUALLY LEFT
The Monthly Snapshot answers the only question that matters mid-month: how much is left? Planned versus spent, income received versus expected, and where the money actually went — all on one screen, updated the moment you log something.

A PLAN THAT MATCHES REAL LIFE
Separate fixed bills, variable spending, annual costs and debt, then give every dollar a job. Annual expenses like insurance and school fees are spread across the year instead of ambushing you in a single month.

NEXUS, YOUR AI MONEY COACH
Ask questions in plain language and get answers grounded in your own plan and spending, not generic tips. "How am I doing?" "What changed over the last three months?" "Where can I find another $200?" Nexus can also log expenses for you, and reach back months when you ask about the past.

BUILT FOR FAMILIES
Share a plan with your partner so you are both working from the same numbers. Set savings goals and watch them fund themselves as the months go by.

SEE THE WHOLE YEAR
Year-to-date analysis shows how each category is trending against your plan, so a slow leak in groceries or subscriptions shows up long before it becomes a problem.

KEEP THE HABIT
Streaks, levels and a guided journey make the daily two-minute check-in something you actually come back to.

YOUR DATA
Your financial data is used to run the app and coach you on it — never sold, and never used to track you across other companies' apps or websites. You can delete your account, and everything in it, from Settings at any time.