주택연금 계산기 - 수령액표·가입조건

How much can I receive every month for my home?

The reverse mortgage is a system that allows you to receive a monthly pension while continuing to live in your current home. This app incorporates the monthly payment table published by the Korea Housing Finance Corporation (KHFC), so you can see the amount you will receive immediately simply by entering your age and home value.

Here is what we tell you:

■ Monthly Payment Amount — Just enter your age and home value to see your monthly payment immediately.

■ Full Amount Table — Ages 55 to 80, from 100 million to 1.2 billion KRW at a glance.

■ Three Housing Types — View general housing, senior welfare housing, and residential officetels separately.

■ At What Age Will You Receive It — Compare your current payment with what you will receive 5 and 10 years from now.

■ Self-Diagnosis of Eligibility — Answer just four questions to find out if you are eligible.

■ System Change Notifications — Notify us if payment amounts or guarantee fees change.

We even tell you things the Corporation rarely discloses.

■ Payment Ranges That Do Not Increase Even If Home Values ​​Rise

For age 80, if your home exceeds 900 million KRW, the amount you receive remains the same even if it is worth 1.2 billion KRW. At what age and from what amount

We will mark this in red in the table.

■ Point at which received funds exceed the value of the house

We will show you the calculations for how old you need to be to receive funds equivalent to the value of the house.

You must determine whether it is a loss or a gain

starting from here.

■ Those receiving up to 25% more

If you receive the Basic Pension and own only one house valued at 250 million won or less, you are eligible for the Preferential Type.

However, you cannot switch from the General Type to the Preferential Type after signing up.

■ Conditions at the time of enrollment remain fixed for life

Both the payout table and the guarantee fee rate are fixed based on the date of enrollment.

Those who have already signed up can compare how their current conditions differ from yours.

Made with large fonts

We have made the text and buttons larger to make it easier for seniors to read. Difficult terms have been explained in simpler language.

■ Information Source (Official)

The monthly payments in this app are based on the "Housing Pension Monthly Payment Example" (Lifetime Payment Method, Fixed Amount Type) published by the Korea Housing Finance Corporation. · Korea Housing Finance Corporation: https://www.hf.go.kr

■ Disclaimer

This app is not the official app of the Korea Housing Finance Corporation or any government or public institution. It is a privately developed app that is not affiliated with or represents any organization. It is intended as a reference service that organizes publicly available information for easy viewing.

This app does not provide consultation or brokerage services for Housing Pension subscriptions, nor does it recommend any financial products. The displayed amounts are reference values ​​based on publicly available example tables; the actual amount received will vary depending on the housing price appraisal, the time of subscription, the payment method, and whether preferential rates apply.

Please be sure to verify the exact amount and eligibility with the Korea Housing Finance Corporation (1688-8114) or a Corporation branch office.