Float — Safe to Spend
FLOAT Finance In-app purchases
Reduce your financial anxiety, when your out. Know what to safely spend today.
- Downloads
- 10+
- on Google Play
- Price
- Free
- In-app purchases
- Updated
- Jul 29
- 2026 · v1.1.9
Screenshots
About Float — Safe to Spend
Float — know what's safe to spend, before you spend it.
If your income comes in waves instead of one predictable paycheck, your bank balance is lying to you. It looks fine — but it doesn't know about rent, taxes you've set aside, or the invoice you're still waiting on.
Float fixes that with one number: your real, honest safe-to-spend amount, updated live as you log bills and spending.
Built specifically for freelancers, gig workers, and anyone whose income isn't a straight line — not adapted from a steady-paycheck budgeting app.
How it works:
• Add your bills, tax set-asides, and income — by hand, on purpose
• See one number: what's actually safe to spend today
• Watch it update live, in real time, as you spend
Why no bank sync?
Float never asks for your bank password. Typing your balance in takes a few seconds — and it's also the moment you actually look at your money, instead of trusting a number an app throws at you. No bank credentials, ever.
Built by a freelancer, for freelancers.
Features:
• Tax pocket - set aside taxes automatically no hustle, no math, we do it for you.
• Salary pocket - pay yourself a monthly.
• Invoice/Gig manager - see all your invoices and gigs in one place.
• Runway simulator - simulate a purchase before spending to see how it will affect you.
Irregular income isn't a flaw in how you work — it's just a different shape of income. Float is built like it knows that.
One number. That's the whole app. That's why it works.
If your income comes in waves instead of one predictable paycheck, your bank balance is lying to you. It looks fine — but it doesn't know about rent, taxes you've set aside, or the invoice you're still waiting on.
Float fixes that with one number: your real, honest safe-to-spend amount, updated live as you log bills and spending.
Built specifically for freelancers, gig workers, and anyone whose income isn't a straight line — not adapted from a steady-paycheck budgeting app.
How it works:
• Add your bills, tax set-asides, and income — by hand, on purpose
• See one number: what's actually safe to spend today
• Watch it update live, in real time, as you spend
Why no bank sync?
Float never asks for your bank password. Typing your balance in takes a few seconds — and it's also the moment you actually look at your money, instead of trusting a number an app throws at you. No bank credentials, ever.
Built by a freelancer, for freelancers.
Features:
• Tax pocket - set aside taxes automatically no hustle, no math, we do it for you.
• Salary pocket - pay yourself a monthly.
• Invoice/Gig manager - see all your invoices and gigs in one place.
• Runway simulator - simulate a purchase before spending to see how it will affect you.
Irregular income isn't a flaw in how you work — it's just a different shape of income. Float is built like it knows that.
One number. That's the whole app. That's why it works.
What’s new
Version 1.1.9 · Updated July 29, 2026
Float is here — know exactly what you can safely spend, even with irregular income. Track bills, log spending, and see your real daily float update live. This is our first release — thanks for trying it, and feel free to share any feedback!
Alternatives to Float — Safe to Spend
Looking for apps like Float — Safe to Spend? Here are 6 similar Android apps on Google Play. The highest rated is Quicken: Intelligent Money (4.6/5), and all 6 are free to download.
-
Fold: Bitcoin Personal Finance 3.4
-
Quicken: Intelligent Money 4.6
-
Tellus: Earn More Daily 4.2
-
Ledger Wallet™ crypto app 4.5
-
SubX - Subscription Manager 4.0
-
GlossGenius: Booking, Payments 3.9
| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| Float — Safe to Spend | – | Free | 10+ | Jul 29, 2026 | |
| Fold: Bitcoin Personal Finance | 3.4 / 5 | Free | 100,000+ | Oct 27, 2026 | Compare |
| Quicken: Intelligent Money | 4.6 / 5 | Free | 500,000+ | – | Compare |
| Tellus: Earn More Daily | 4.2 / 5 | Free | 100,000+ | Sep 28, 2026 | Compare |
| Ledger Wallet™ crypto app | 4.5 / 5 | Free | 1,000,000+ | – | Compare |
| SubX - Subscription Manager | 4.0 / 5 | Free | 50,000+ | – | Compare |
| GlossGenius: Booking, Payments | 3.9 / 5 | Free | 100,000+ | – | Compare |
Similar apps on Google Play
- Fold: Bitcoin Personal Finance
- Quicken: Intelligent Money
- Tellus: Earn More Daily
- Ledger Wallet™ crypto app
- SubX - Subscription Manager
- GlossGenius: Booking, Payments
- WalletHub: Credit & Budgeting
- HydroJug
- Pipedrive – Sales CRM
- 7shifts: Employee Scheduling
- FITRIBE
- Frec: Tax-aware investing
- Bark for Professionals
- WaiverForever - Online Waiver
- MyUnum for Members
- NerdWallet: Smart Money App
- Bartlett Arborist Supply
- SimplyWise: Receipts, Expenses
- Paychex Flex
- Ivy Wallet: money manager
- Stripe Dashboard