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About Float — Safe to Spend

Float — know what's safe to spend, before you spend it.
If your income comes in waves instead of one predictable paycheck, your bank balance is lying to you. It looks fine — but it doesn't know about rent, taxes you've set aside, or the invoice you're still waiting on.
Float fixes that with one number: your real, honest safe-to-spend amount, updated live as you log bills and spending.
Built specifically for freelancers, gig workers, and anyone whose income isn't a straight line — not adapted from a steady-paycheck budgeting app.
How it works:
• Add your bills, tax set-asides, and income — by hand, on purpose
• See one number: what's actually safe to spend today
• Watch it update live, in real time, as you spend
Why no bank sync?
Float never asks for your bank password. Typing your balance in takes a few seconds — and it's also the moment you actually look at your money, instead of trusting a number an app throws at you. No bank credentials, ever.
Built by a freelancer, for freelancers.
Features:
• Tax pocket - set aside taxes automatically no hustle, no math, we do it for you.
• Salary pocket - pay yourself a monthly.
• Invoice/Gig manager - see all your invoices and gigs in one place.
• Runway simulator - simulate a purchase before spending to see how it will affect you.

Irregular income isn't a flaw in how you work — it's just a different shape of income. Float is built like it knows that.
One number. That's the whole app. That's why it works.

What’s new

Version 1.1.9 · Updated July 29, 2026

Float is here — know exactly what you can safely spend, even with irregular income. Track bills, log spending, and see your real daily float update live. This is our first release — thanks for trying it, and feel free to share any feedback!

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