Flight to Wealth: Net Worth

Flight to Wealth: Net Worth is a private net worth tracker with Roth conversion and RMD projection tools, built for people managing investments across multiple account types. Simple manual entry, local-first and offline: no bank connection and no separate account required. Track what you own, what you owe, how your assets are organized, and explore how future retirement withdrawals could develop.
TAX LOCATION AND ASSET ALLOCATION
View assets across pre-tax, Roth, brokerage, and real-estate categories. Track stocks, bonds, cash, and other assets, with optional real-estate equity. Charts help you see diversification, concentration, and how your portfolio changes over time.
RMD AND ROTH CONVERSION PROJECTIONS
Estimate future required minimum distributions (RMDs) and explore how planned pretax withdrawals or Roth conversions may affect projected retirement balances and RMDs. Adjust annual withdrawal/conversion amounts, increase rates, growth rates, contributions, retirement timing, and other assumptions. Your latest pre-tax balance can be prefilled automatically for easier planning.
NET WORTH, DEBT, AND PROGRESS
Record financial snapshots, track debt, and review monthly and yearly Tax Location and Asset Allocation history — the free version allows up to 3 saved snapshots per history view. Helpful prefills reduce repetitive entry, while charts and summaries show how your finances change over time.
PRIVATE AND LOCAL-FIRST
Your financial records are stored locally on your device. Flight to Wealth does not operate a server that receives or stores your financial records during normal app use.
BACKUP AND RESTORE
Create and restore backups of your Tax Location, Asset Allocation, and Debt history. You control when backups are created and where they are stored.
PRESENTATION MODE
Show your financial journey using scaled dollar amounts while preserving portfolio percentages and trends. Your actual stored financial data remains unchanged.
OPTIONAL PREMIUM
Premium is an optional one-time purchase that unlocks unlimited Tax Location and Asset Allocation history. An internet connection is required to purchase or restore Premium.
Flight to Wealth is an educational financial-tracking and projection utility. Calculations and projections are estimates, not financial, investment, tax, or legal advice.