FlexiVault
TOPECA LENDING LIMITED Finance
Fast, flexible, and transparent personal loans for Nigerians.
- Downloads
- 1.4K+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Sep 6
- 2026 · v1.2.0
Screenshots
About FlexiVault
FlexiVault is a digital lending platform designed to provide eligible users in Nigeria with convenient access to personal loans. Whether you need support for unexpected expenses, education or household needs, FlexiVault offers a transparent and easy-to-use mobile lending experience.
Loan Information
Loan Amount: ₦5,000 – ₦500,000
Loan Tenure: 91 – 180 days
Annual Percentage Rate (APR): 10% – 33%
Representative Example
If you borrow ₦20,000 for 180 days at an annual interest rate of 20%:
Interest = ₦20,000 × 20% × (180 ÷ 365) = ₦1,972
Total Repayment = ₦20,000 + ₦1,972 = ₦21,972
Eligibility Requirements
To apply for a loan through FlexiVault, you must:
Be a Nigerian citizen or legal resident
Be at least 18 years old
Have a valid bank account
Have an active mobile phone number
Key Features
Easy Application Process
Complete your application directly from your mobile device with a simple and user-friendly experience.
Transparent Loan Terms
View your loan amount, repayment schedule, and applicable charges before accepting any offer.
Intelligent Credit Assessment
Our automated evaluation process helps determine loan eligibility without requiring collateral or extensive paperwork.
Data Security & Privacy
We use industry-standard security measures and encryption technologies to protect your personal and financial information.
How to Apply
Download the FlexiVault app from Google Play.
Register using your mobile phone number.
Complete the required application information.
Submit your application for review.
If approved, funds will be transferred to your designated bank account.
Privacy & Security
FlexiVault is committed to protecting user privacy and handling personal information responsibly. User data is encrypted during transmission and storage in accordance with applicable data protection regulations.
For a detailed understanding of our data protection practices, please review our full Privacy Policy: https://flexivaultng.com/#/docs-privacy
Contact Us
If you have any questions or need assistance, please contact our customer support team: Email: [email protected]
Address: 3 OLATUNBOSUN CLOSE, OGBA. IFAKO-JJAIYE, LAGOS STATE
Business Hours: Monday to Friday, from 9:00 AM to 6:00 PM
Loan Information
Loan Amount: ₦5,000 – ₦500,000
Loan Tenure: 91 – 180 days
Annual Percentage Rate (APR): 10% – 33%
Representative Example
If you borrow ₦20,000 for 180 days at an annual interest rate of 20%:
Interest = ₦20,000 × 20% × (180 ÷ 365) = ₦1,972
Total Repayment = ₦20,000 + ₦1,972 = ₦21,972
Eligibility Requirements
To apply for a loan through FlexiVault, you must:
Be a Nigerian citizen or legal resident
Be at least 18 years old
Have a valid bank account
Have an active mobile phone number
Key Features
Easy Application Process
Complete your application directly from your mobile device with a simple and user-friendly experience.
Transparent Loan Terms
View your loan amount, repayment schedule, and applicable charges before accepting any offer.
Intelligent Credit Assessment
Our automated evaluation process helps determine loan eligibility without requiring collateral or extensive paperwork.
Data Security & Privacy
We use industry-standard security measures and encryption technologies to protect your personal and financial information.
How to Apply
Download the FlexiVault app from Google Play.
Register using your mobile phone number.
Complete the required application information.
Submit your application for review.
If approved, funds will be transferred to your designated bank account.
Privacy & Security
FlexiVault is committed to protecting user privacy and handling personal information responsibly. User data is encrypted during transmission and storage in accordance with applicable data protection regulations.
For a detailed understanding of our data protection practices, please review our full Privacy Policy: https://flexivaultng.com/#/docs-privacy
Contact Us
If you have any questions or need assistance, please contact our customer support team: Email: [email protected]
Address: 3 OLATUNBOSUN CLOSE, OGBA. IFAKO-JJAIYE, LAGOS STATE
Business Hours: Monday to Friday, from 9:00 AM to 6:00 PM
User reviews
Best loan app no stress
stressful
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| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| FlexiVault | – | Free | 1,000+ | Sep 6, 2026 | |
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