iTTMM

Split expenses smarter with AI. Track, manage, and settle group bills in real time with powerful insights and instant balance updates.

iTTMM — Split Smarter. Live Better.
No confusion. No stress. Just clarity.
The next-generation expense app powered by AI, real-time sync, and social finance.
Stop chasing payments. Stop messy spreadsheets.
iTTMM makes splitting, tracking, and settling money effortless — whether it’s friends, trips, or roommates.

WHY iTTMM?
Because managing shared money shouldn’t be stressful.
Track every expense instantly

Know exactly who owes what

Settle debts in seconds

Get AI-powered financial insights

SMART EXPENSE TRACKING
Split any expense your way:
* Equal split
* Exact amounts
* Percentage-based
* Shares-based
Add participants dynamically and watch balances update in real time.

GROUPS MADE SIMPLE
Perfect for:
* Trips
* Roommates
* Friends

Features:
* Shared expense ledger
* Live balances
* Built-in group chat
* Instant updates across all devices

SMART SETTLEMENT ENGINE
No more confusion.
iTTMM automatically:
* Calculates who owes whom
* Minimizes the number of payments
One tap to:
* Settle Up
* Settle All

REAL-TIME DASHBOARD
Stay in control with:
* Total spent
* Total owed / owing
* Net balance
Everything updates instantly — no refresh needed.

INSIGHTS & ANALYTICS
Understand your money better:
* Weekly & monthly reports
* Spending trends
* Category breakdowns
Get insights like:
* You’re spending more this month
* You owe Alex — settle now

AI FINANCE BRAIN
Your built-in financial assistant:
* Predictive spending insights
* Smart reminders
* Behavioral analysis
iTTMM doesn’t just track money — it helps you improve how you use it.

SOCIAL + REAL-TIME EXPERIENCE
* Group chat with reactions & replies
* Seen indicators & typing status
* Live presence (who’s active, editing, viewing)
Money finally feels collaborative.

INSTANT QR CONNECTIONS
* Add friends instantly
* Join groups in seconds
* Share your profile with a scan

FLEXIBLE PLANS
* FREE — essentials
* PRO — advanced features
* MAX — AI + full power (no ads)
Upgrade anytime as your needs grow.

BUILT FOR TRUST
* Secure authentication
* Real-time cloud sync
* Reliable data across devices

PERFECT FOR
* Friends splitting bills
* Travel groups
* Couples
* Roommates
* Anyone managing shared money

READY TO SIMPLIFY MONEY?
Download iTTMM and experience the future of shared finance.

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