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  • UHAMIAJI SACCOS screenshot 1
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About UHAMIAJI SACCOS

DISCLAIMER AND INFORMATION SOURCES

Uhamiaji SACCOS Wallet is the official mobile application of Uhamiaji SACCOS Limited, an independent, member-owned Savings and Credit Cooperative Society. The application is exclusively available to registered members only.

This application is not a government application. Uhamiaji SACCOS Limited does not represent, act on behalf of, or claim endorsement from any government ministry, department, agency, or political entity.

ESS UTUMISHI — LOAN-RELATED SERVICES

The application links to the Government of Tanzania’s Employee Self Service (ESS Utumishi) portal for relevant employee and loan-related services.

Official source: President’s Office – Public Service Management and Good Governance
Website: https://ess.utumishi.go.tz/

ESS Utumishi is an external government service. Uhamiaji SACCOS Limited does not own, operate, or control the portal. Information, requirements, and decisions provided through ESS remain the responsibility of the relevant government institution.

Loans offered by Uhamiaji SACCOS are cooperative financial products, not government loans. Access to ESS through this application does not imply government affiliation or endorsement.

BANKING AND GOVERNMENT PAYMENTS

Supported banking and payment services, including government control number payments, merchant payments, and utility bill payments, are facilitated through DCB Bank, our banking partner.

Government control numbers, billing information, and fees originate from the relevant government institutions and their authorized payment systems. Uhamiaji SACCOS does not issue government control numbers, determine government fees, or independently operate the Government Electronic Payment Gateway (GePG).

INFORMATION SOURCES

1. Uhamiaji SACCOS Limited
Information about cooperative membership, savings, shares, loans, and member services.
https://www.uhamiajisaccos.or.tz/

2. ESS Utumishi
Government employee self-service information and relevant loan-related services.
https://ess.utumishi.go.tz/

3. DCB Bank
Information about our banking partner and its banking and payment services.
https://www.dcb.co.tz/

4. Government Electronic Payment Gateway (GePG)
Official information about Tanzania’s government electronic payment system.
https://www.gepg.go.tz/

EXTERNAL INFORMATION AND SERVICES

External websites and services are managed by their respective providers and are subject to their terms and privacy policies. Members should confirm current government information and requirements directly with the responsible institution.

CUSTOMER SUPPORT

For assistance with cooperative membership, wallet transactions, or application access, contact Uhamiaji SACCOS through the telephone, email, or WhatsApp support channels available within the application.

What’s new

Version 1.0.0 · Updated September 2, 2026

Welcome to the Uhamiaji SACCOS Wallet. Check balances, send money, save, buy shares, apply for and repay loans, pay bills, and more — securely, in English or Swahili.

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