Kharcha: Budget & Hisab Kitab

**Kharcha — the budget & expense tracker**

Track your daily kharcha, manage your monthly budget, and keep your hisab kitab in one simple, fast, offline app. No login required. No ads. Free.

**Why Kharcha?**
✔️ Works 100% offline — add expenses anywhere, instantly
✔️ Backup that actually works — save a backup file anywhere, or one tap to your own Google Drive, and restore on any phone
✔️ No forced sign-up — open the app and start
✔️ Made for Pakistani money life — PKR default, Easypaisa, JazzCash, SadaPay, NayaPay & bank accounts built in

**Expense tracker & money manager**
Add an expense in a few taps. Categories for grocery, petrol, bills, school fees, rent and more — or make your own. Attach receipts. Search any transaction.

**Budget planner (monthly budget app)**
Set a budget for each category or your whole month. Progress bars show what's left. Start your month on your salary date — the 1st, the 25th, any day you choose, or the last working day of the month.

**Udhaar & lena dena (People)**
Lent money to a friend? Borrowed from family? Track udhaar both ways and always know who owes whom.

**Reports & insights**
Daily, weekly, monthly, yearly or any custom date range. Pie charts and trends for income vs expense. Your full history, never cut off.

**Multiple accounts & transfers**
Cash, bank accounts, mobile wallets, savings — see each balance and your total net worth. Hide balances with one tap.

**Private and secure**
Lock Kharcha with a PIN or your fingerprint or Face ID. Your data stays on your phone unless you back it up.

**Your data is yours**
Export to Excel/CSV anytime. Import your old Hysab Kytab export in one tap and keep your years of records.

Roz ka hisab, asaan. Download Kharcha free today — daily expense tracker, paisa manager, budget planner aur hisab kitab app for Pakistan.