TopUpHub

TopUpHub is a VTU (Virtual Top-Up) services platform that allows users to:
- Purchase airtime and mobile data bundles for all major Nigerian networks
- Pay utility bills including cable TV (DSTV, GOtv, Startimes) and electricity
- Buy exam pins (WAEC, NECO, JAMB, NABTEB)
- Fund betting accounts
- Send bulk SMS
- Swap airtime for cash
- Manage a digital wallet with secure PIN protection

All transactions are processed through integrated payment APIs. Users fund their wallet via bank transfer or card payments before making purchases. The app does not hold user funds — wallet balance is used immediately for requested services.