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About CálidaCred: Efectivo rápido

CálidaCred: Fast Cash
Your quick and reliable credit solution
We offer personal loans to cover a variety of financing needs, such as travel, home renovations, daily expenses, entertainment, and personal projects.

Why choose CálidaCred: Fast Cash?

✅ Apply for your loan in just a few steps
✅ Simplified, online, and easy-to-use process
✅ We strictly protect your personal information
Product Information
Loan Amount: S/ 500 – S/ 10,000
Repayment Term: 91 – 365 days
Annual Nominal Interest Rate: 16% – 24%
Maximum Annual Percentage Rate (APR): 24%
General Sales Tax (IGV): 0%
Payment Example
If you request a loan of S/ 10,000 for a term of 180 days, the amount to be paid at maturity would be approximately:
Interest: 10000 × (24% ÷ 365) × 180 ≈ S/ 1,184
IGV: S/ 0
Total to pay: 10000 + 1184 = S/ 11,184
Requirements to apply
Be 18 years of age or older
Be a Peruvian citizen with a valid National Identity Document (DNI)
Have an active Peruvian bank account in your name
Maintain a good credit history
Complete the online loan application
Important Notice
We recommend that you pay the full amount on time. Maintaining a good payment history will allow you to access larger loan amounts and longer terms in the future.
Privacy Protection
We strictly protect the security of your personal information. We will not share your data with third parties without your consent.
Customer Support
If you have any questions or suggestions, our support team is available to help you. You can contact us at any time via the online chat within the app.
Contact
Email: [email protected]
Hours of operation: Monday to Friday, 9:00 a.m. – 6:00 p.m.

Address: Av. Javier Prado Oeste 203, Office 502, San Isidro, Lima, C.P. 15076, Peru.

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