emma
Finance Contains ads
Your all-in-one mobile wallet: send, receive, borrow, save & pay.
- Rating
- 4.4
- 8 ratings
- Downloads
- 1.4K+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Oct 20
- 2026 · v1.1.046
Screenshots
About emma
Meet EMMA: your smarter way to send, spend, save, and grow.
EMMA is a mobile money app built to help you do more with your money, securely and affordably.
Whether you are sending money to loved ones, paying bills, buying airtime, or saving for your future, EMMA makes it fast, easy, and stress-free.
What you can do with EMMA?
- Send and receive money instantly, even to unregistered users
- Pay bills like electricity, water & TV
- Buy airtime for yourself or others
- Get instant loans
- Save and grow your money safely
- Transfer to your bank account at no extra cost
- Withdraw funds at agents or ATMs
- View monthly statements, check balances and more
Why choose EMMA?
- No hidden fees.
- Safe, secure transactions.
- Easy onboarding through app, USSD (*765#), or Equitel STK.
- Friendly, reliable support.
- Available on Android and iOS.
Getting started is simple.
Download EMMA today and take control of your money.
EMMA is a mobile money app built to help you do more with your money, securely and affordably.
Whether you are sending money to loved ones, paying bills, buying airtime, or saving for your future, EMMA makes it fast, easy, and stress-free.
What you can do with EMMA?
- Send and receive money instantly, even to unregistered users
- Pay bills like electricity, water & TV
- Buy airtime for yourself or others
- Get instant loans
- Save and grow your money safely
- Transfer to your bank account at no extra cost
- Withdraw funds at agents or ATMs
- View monthly statements, check balances and more
Why choose EMMA?
- No hidden fees.
- Safe, secure transactions.
- Easy onboarding through app, USSD (*765#), or Equitel STK.
- Friendly, reliable support.
- Available on Android and iOS.
Getting started is simple.
Download EMMA today and take control of your money.
What’s new
Version 1.1.046 · Updated October 20, 2026
- Self Onboarding improvements - UI/UX enhancements
User reviews
easiest way to fund wallet from bank and other Telcos with a pin prompt
The future of Digital Financial Services
Alternatives to emma
Looking for apps like emma? Here are 6 similar Android apps on Google Play. The highest rated is Island Church Galveston (5.0/5), and all 6 are free to download.
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| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| emma | 4.4 / 5 | Free | 1,000+ | Oct 20, 2026 | |
| Mercury Cards | 4.7 / 5 | Free | 1,000,000+ | Oct 19, 2026 | Compare |
| Equity Mobile | 4.8 / 5 | Free | 5,000,000+ | Sep 8, 2026 | Compare |
| Island Church Galveston | 5.0 / 5 | Free | 500+ | Oct 17, 2026 | Compare |
| Credit Union 1 Mobile Banking | 4.4 / 5 | Free | 50,000+ | Apr 14, 2026 | Compare |
| TaxDome Client Portal | 4.8 / 5 | Free | 100,000+ | Sep 16, 2026 | Compare |
| Evolia - Employee Scheduling | 4.8 / 5 | Free | 100,000+ | Sep 18, 2026 | Compare |
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