RetireRight: Retirement Plan

RetireRight is a free, private retirement planning app built for anyone who wants real answers about their financial future — not just a single guessed number.

Most retirement calculators give you one static result and call it done. RetireRight goes further: it runs 300 randomized market simulations (Monte Carlo method) against your actual savings, contributions, and target income, so you see a realistic range of outcomes.

WHY RETIRERIGHT?
- No login, no bank account linking, no subscriptions
- Every calculation happens on your device — your financial numbers never leave your phone
- Completely free to use

RETIREMENT READINESS SCORE
Get an instant A–F grade based on your current savings, monthly contributions, expected return rate, and target retirement income — so you know exactly where you stand.

MONTE CARLO PROJECTIONS
See your portfolio modeled across 300 market scenarios, showing best-case, median, and worst-case outcomes at your retirement age.

TRACK YOUR FULL FINANCIAL PICTURE
Add multiple income sources (salary, pension, rental, side income), organize your expenses by category, and log your accounts — 401(k), Roth IRA, Traditional IRA, Brokerage, and HSA — to get projections based on your actual financial life.

FIRE NUMBER CALCULATOR
Calculate your Financial Independence number using the 25x annual expenses rule, and see how many years stand between you and early retirement.

DEEP RETIREMENT PROJECTIONS
- Retirement Timeline — key milestones like income changes, Social Security start age, and projected portfolio depletion age
- What-If Explorer — adjust your retirement age or contributions and instantly see the impact
- Annual Cash Flow breakdown by year
- Withdrawal Rate Analysis and Portfolio Longevity

DOWNLOADABLE PDF REPORT
Generate a complete retirement report with your readiness score, Monte Carlo outlook, income and expense breakdown, key milestones, and a personalized action plan.

BUILT FOR 70+ COUNTRIES
Full currency and country support, so your projections reflect your actual currency and financial context.

HOW WE KEEP IT FREE
RetireRight is supported by ads. No forced pop-ups or ads that interrupt your calculations — just standard banner ads and an optional ad you can choose to watch to unlock your PDF report.

RetireRight is a financial planning and educational tool only, and does not constitute financial, investment, tax, or legal advice. All projections are estimates based on the assumptions you provide. Always consult a qualified financial advisor before making retirement or investment decisions.