Ktema - Lend & Borrow Tracker

Keep track of money and items you lend or borrow. Record partial payments, set reminders, and see what is still outstanding. Your records stay on your device; no account or cloud sync is required.

Ktema is a private, offline-first app for remembering what you gave to someone and what you currently have from someone.

Track money, books, electronics, documents, clothing, household items, sports gear, and more. Add reminders, record partial payments, and quickly see what needs your attention.

What Ktema helps you do:
• Track both Given and Received records
• Choose Money or Item for each record
• Add reminder dates for follow-up
• Record partial payments and payment history
• Reuse people across records
• Search, filter, and sort your records
• Keep everything stored locally on your device

Ktema is intentionally simple:
• No account required
• No ads
• No subscription
• No cloud dependency for record storage

Your things. Your business.
Stored privately on your device.