Secure a Fast Loan through the Online Aadhaar Card Loan Application Guide
Aadhaar Loan: Fast, Secure. Apply Now!
Secure a Fast Loan through the Online Aadhaar Card Loan Application Guide:
Loan Amount: ₹1,000 to ₹500,000 - Depending on Document Verification
Loan Terms and Conditions for Online Aadhaar Card Loans:
Interest Rates: 30% Annual Percentage Rate (APR)
Loan Tenure: 91 days to 5 years
Additional Fees: One-time signup fee, service fee per transaction. Minimum 10%, Maximum 20%
Interest Calculation:
For example, if you require a loan of ₹30,000 with an APR of 18%, a service fee of 10%, and a loan term of 120 days, the total amount payable on the due date would be ₹34,775.34 (Loan Amount + Total Interest + Service Fee) = (₹30,000 + ₹1,775.34 + ₹3,000).
- Loan Amount: ₹30,000
- Total Interest: (₹30,000 * 18% / 365 * 120) = ₹1,775.34
- Service Fee: (₹30,000 * 10%) = ₹3,000
Example:
Let's consider an instance where you need to borrow ₹10,000 at an annual interest rate of 12% with a tenure of 90 days.
- Loan Interest: ₹10,000 x 12% / 365 * 90 = ₹295
- Loan Processing Fee: ₹10,000 x 3% = ₹300 (including GST of ₹54)
- Total Loan Cost: ₹649
- The disbursed loan amount will be ₹9,646 (₹10,000 - ₹354)
- The total loan amount to repay will be ₹10,295 (₹10,000 + ₹295)
- Monthly Repayment: ₹3,431
Eligibility:
To qualify for the loan, you need to meet the following criteria:
1. Indian resident
2. Above 21 years of age
3. Regular monthly source of income
Disclaimer: Our application is not affiliated with any government or UIDAI scheme. Please refrain from considering this as an official application and avoid sharing any personal information, such as Aadhaar numbers or mobile numbers, in the comments section.
Please note that we may not be able to respond to every comment or query, and we are unable to address complaints related to any schemes. We encourage all our users to visit the official website of the relevant department or authority to seek information or lodge complaints about the schemes.
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