PrePay Loan: Home Loan Planner

PrePay Loan helps you save lakhs on your Indian home loan. Plan prepayments, reduce your EMI, cut interest and become debt-free faster.

PREPAYMENT PLANNER
• One-time lump sum, monthly or yearly prepayment
• Reduce term vs reduce EMI strategies
• See exact interest saved in ₹ and how many years you shorten

EMI CALCULATOR
• Instant monthly EMI, total interest and total payment
• Full month-by-month amortization schedule with charts
• Outstanding balance and principal vs interest charts

LOAN TRACKER
• Log your actual monthly EMI and prepayments
• Watch your outstanding balance shrink over time

TAX SAVINGS
• Estimate Section 80C and Section 24(b) deductions
• Compare old and new income tax regime benefits

RENT vs BUY
• Compare lifetime cost of renting vs buying a home

Save your plans, pin them to your dashboard, and analyse every scenario with beautiful dark-mode charts. Works offline. Secure Google sign-in to keep your plans in sync.

Disclaimer: This app is for educational and planning purposes only and is not financial advice.