Loan Prepayment Planner

Take control of your home loan — see how much you can save with smart prepayments.

Loan Prepayment Planner lets you compare different prepayment strategies side by side so you can pick the one that fits your budget and goals.

Three strategies, one comparison

No Prepayment — your regular EMI schedule as a baseline
Reduce Tenure — keep the same EMI, pay off your loan faster
Reduce EMI — lower your monthly burden after prepayment
Key features

Enter your loan amount, interest rate, and tenure in seconds
Set a yearly prepayment amount and see its full impact
Compare all three strategies on interactive charts
View complete amortization schedules for every scenario
Save and compare multiple what-if scenarios
Dark mode support for comfortable viewing
100% offline — your data never leaves your device
No sign-up, no ads, no subscriptions
Perfect for

Home loan borrowers planning a lump-sum prepayment
Anyone wondering whether to reduce EMI or tenure
First-time home buyers exploring their options
Financial advisors comparing client scenarios
Make every rupee count. Download now and find your best prepayment strategy.

Note: This app is a planning tool. Actual loan terms depend on your lender. Consult your bank for official prepayment policies and charges.