LohnStudio — Lohn für KMU

About LohnStudio — Lohn für KMU

For Switzerland. PayrollStudio processes payroll according to Swiss law—AHV/IV/EO, ALV, UVG, KTG, BVG, family allowances, and withholding tax—and is not suitable for German or Austrian payroll systems.

Designed for small and medium-sized Swiss businesses: a few employees, one payroll run per month, and no desire for a spreadsheet that needs fixing every year.

One-time purchase, no subscription. No cost per employee, no annual fee, no user account required.


Buy once, no subscription. PAYROLL
• Monthly salary with workload or hourly wage
• Overtime with surcharge, 13th-month salary, bonuses
• Holiday pay for hourly employees (8.33% / 10.64%)

Mid-month start and end dates are calculated proportionally, as is the 13th-month salary for partial years
• Preview as you type — see how a correction affects net pay before processing
• Processed months can be reopened and recalculated

DEDUCTIONS THAT ARE RIGHT
AHV/IV/EO, ALV, UVG ​​(NBU and BU), KTG, FAK, and BVG with coordination deduction, entry threshold, and age credits. Family allowances per canton. Withholding tax with tariff code and rate per person.

All rates are adjustable — your UVG policy, your KTG contract, your cantonal FAK rate. The app tells you before the first payroll run which values ​​still need to be transferred from your own records.

CUSTOM PAYROLL TYPES
Night shift allowance, Sunday allowance, mileage reimbursement, advance payment. You determine whether contributions are owed on these – the app doesn't infer this from the name. A standard starting rate is automatically applied at the touch of a button.

PAYING PAYROLL
A payment file compliant with the Swiss standard pain.001 (ISO 20022) for e-banking: all wages for a month in a single transaction, marked as a wage payment, and debited collectively. Each IBAN is checked for its check digits; those without a valid IBAN are listed by name instead of being silently ignored.

WHAT GOES TO THE FUNDS
Per month or year, what you owe to which institution – compensation fund, accident insurance, daily sickness allowance, pension fund, tax office – each with employee and employer contributions separated.

FOR ACCOUNTING
Accounting journal with debits and credits as a CSV file, accounts according to the Swiss SME chart of accounts and freely editable. Before exporting, PayrollStudio checks whether the payroll account exactly matches the net wages to be paid out. If it doesn't balance, the export remains blocked.

DOCUMENTS AS PDF

• Payslip, individual entries or the entire month in one document

• Salary statement in official figures
• Payroll account: all months side by side, for fiduciary and social security audits

ABOUTS AND VACATION CREDIT
Vacation, sick leave, accident, military service, unpaid leave. The credit is calculated proportionally based on length of service and workload. Unpaid leave reduces the gross salary and therefore also the contributions.

EMPLOYEE PORTAL
Employees can view their own payslips and the annual total—without access to anything else.

YOUR DATA REMAINS WITH YOU
Everything is stored in a readable file on your device. No account, no subscription server, no data transfer.