NestFIRE: FIRE Retirement Plan

About NestFIRE: FIRE Retirement Plan

NestFIRE answers the one retirement question that matters: will I have enough, and when?

Most apps show you what you spent. NestFIRE shows you what it means — projecting your spending, income, savings and investments forward, year by year, to reveal your financial independence (FIRE) date.

A FIRE CALCULATOR THAT KEEPS PLANNING

Most FIRE calculators give you one number and stop. NestFIRE is a retirement planner that keeps working: set your current age and target retirement age, and the forecast builds a year-by-year cash flow from today to age 95, inflation-adjusted, scoring whether your plan is actually funded.

EXPENSE TRACKER AND INCOME PLANNER

Log expenses and income in seconds by category. Set a monthly budget and see actual versus planned at a glance. Map every income stream — salary, pension, rental income, dividends — with a start and end age, so your projection reflects real life instead of a flat average.

NET WORTH TRACKER

Add savings accounts, investments, ETFs, bonds and property. Each asset compounds at its own growth rate. Configure a monthly drawdown from any asset and NestFIRE turns it into an income stream in your forecast, warning you if the balance would run out early.

YOUR CURRENCY, YOUR NUMBERS

NestFIRE detects your currency from your device and formats every figure to it — dollars, pounds, euros, yen and more. Change it anytime in Settings. No conversion, no confusion.

NESTFIRE PRO

• What-if scenario planner: retire five years earlier, save more each month, or downsize your home — see the effect on your nest egg instantly
• Inflation stress test: model 1.5% to 6.2% inflation and stretch your horizon to age 110
• Side-by-side comparison of two different retirement paths
• Year-by-year detail table showing income, spending and surplus at every age
• Net worth timeline charting your assets compounding over time
• Spending and income insights with month-on-month trends
• Annual PDF report you can keep or share with a financial adviser

Start with a 30-day free trial of Pro. No payment method needed, and the trial does not automatically become a paid subscription.

PRIVACY BY DESIGN

Your financial data never leaves your phone. There is no account to create, no cloud sync, no advertising, and no tracking across other apps. Everything you enter is stored locally on your device. When you want to move devices, export an encrypted, password-protected backup file that only you control.

IMPORTANT

NestFIRE is a personal finance planning tool. It is not a licensed financial adviser and does not provide financial, investment, or tax advice. All projections are mathematical estimates based on the information you enter and the assumptions you choose. Actual results will differ. Always consult a qualified, licensed financial professional before making financial decisions.