U Loan - Installment Loans

【SEC Registration Information】 
Company Name: U LOAN LENDING CORP.
Registered Business Name: U Loan
Certificate of Authority (CA) No.: 2871
Company Registration (SEC) No.: CS201900612 
Note: Please thoroughly review the Terms and Conditions and the Disclosure Statement before proceeding with any loan transaction.
【About U Loan】 U Loan is a compliant and secure online lending platform dedicated to providing reliable short-term financial solutions for Filipinos. We simplify the borrowing process by offering collateral-free loans with flexible repayment options. Our goal is to empower you to manage your finances safely and conveniently.
【Eligibility Requirements】 To apply, you must be:
A Philippine citizen
18 years of age or older
A holder of at least one (1) valid government-issued ID
【Product Overview】
Loan Amounts: PHP 1,000 to PHP 70,000
Repayment Terms: Minimum of 180 days to a maximum of 365 days
Maximum Annual Percentage Rate (APR): Up to 36%
Service Fee: A one-time service fee of 10% will be deducted from your principal amount upon disbursement (based on profile assessment).
No hidden charges. All fees are transparently outlined in the Disclosure Statement.
【Representative Loan Example】 If you apply for a loan of PHP 20,000 with a term of 180 days (6 months) at an annual interest rate of 10%:
Principal Amount: PHP 20,000
One-time Service Fee (10%): PHP 2,000 (PHP 20,000 * 10%)
Actual Disbursement Amount: PHP 18,000 (PHP 20,000 - PHP 2,000)
Total Interest: PHP 986 (PHP 20,000 * 10% * 180 / 365)
Total Amount to Repay: PHP 20,986 (Principal PHP 20,000 + Interest PHP 986)
Monthly Repayment: PHP 3,498 (PHP 20,986 / 6 months)
【Key Features】
Flexible Installments: Choose repayment terms that fit your budget to manage monthly expenses comfortably.
Revolving Credit Limit: Repay on time to restore and potentially increase your credit limit for future needs.
Secure & Confidential: We strictly protect your personal data in accordance with the Data Privacy Act.
Rewarding Benefits: Excellent repayment records may unlock exclusive discount coupons and lower fees for future loans.
【How to Apply】
Download the U Loan app from the Google Play Store.
Register an account using your mobile number.
Complete the quick online application and submit a valid ID.
Wait for the system's instant approval.
Receive the funds directly in your chosen account within 24 hours.
【Convenient Repayment Channels】 Easily repay your loan through our partnered channels: GCash, Maya, 7-Eleven, RD Pawnshop, M Lhuillier, and other supported payment centers.
【Contact Us】 If you have any questions or need assistance, please reach out to our customer service team:
Email:[email protected]
Working Hours: Monday to Sunday, 9:00 AM - 6:00 PM