DebtNote: Debt & IOU Tracker

Never lose track of money you've lent or borrowed again! DebtNote is a simple, secure, and offline-first personal debt tracker that helps you manage all your IOUs, loans, and shared expenses in one highly intuitive app.

Whether you are lending money to friends, splitting bills with roommates, or tracking client payments for your small business, DebtNote replaces scattered notes and awkward conversations with a clean, private ledger right in your pocket.

🎯 PERFECT FOR:
• Tracking personal loans between friends and family
• Keeping a clear record of IOUs and borrowed money
• Splitting rent, utilities, and bills with roommates
• Small business owners tracking customer payments and invoices
• Anyone who wants a private, offline money tracker

✨ KEY PARAMETERS & FEATURES:

📊 Smart Dashboard & Tracking
See exactly where your money is at a glance. Track both "money I owe" and "money owed to me" with a clear net balance. Filter debts by status, category, or currency.

💰 Complete Debt & Loan Management
• Easily add debts with contact details and custom categories
• Record partial payments as debts are gradually settled
• Maintain a complete payment history with notes and attached photos
• Calculate interest (simple or compound) automatically
• Set up recurring debts for regular, ongoing payments

🔔 Smart Reminders & Overdue Alerts
Never miss a payment or feel awkward asking for money again. Set automated due date reminders and receive overdue alerts.

📈 Visual Statistics & Insights
Understand your lending and borrowing habits with beautiful charts. Analyze your debts by category, track monthly trends, and export your data as PDF, CSV, or Excel summaries.

🔒 100% Private & Secure (Offline First)
Your financial data is yours. DebtNote works completely offline—no internet required.
• Lock your app with a 4-digit PIN or Biometrics (Fingerprint/Face Unlock)
• All data is safely stored locally on your device
• No mandatory account creation required

🎨 Customizable Experience
• Sleek Light and dark themes
• Multi-currency support (Over 150+ world currencies)
• Quick contact selection directly from your phonebook

Stop relying on your memory or messy spreadsheets. Download DebtNote today and take complete control of your personal debts and IOUs!

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Support: [email protected]