MilikiPay: Lipa Mdogo Mdogo

SplitPay — Track and pay your installment plans with confidence.

SplitPay gives you your own record of every payment for purchases you are making on installment. You won’t need to ask the seller for statement balance records. The app allows you to find all items you are paying for, make payment to the vendor, track the completion progress with reminders when payments are due and at any point, generate a statement of all your transactions.

THE PROBLEM WE FIXED
For most instalment buyers in Kenya, the vendor was the only one keeping
track. If you wanted to know how much you'd paid, or what was left, you had
to take their word for it. Getting a statement could take weeks and reminders of payments were not timely. When they came, they came with pressure.

SplitPay changes that. Every payment you make is recorded on a shared,
tamper-proof ledger that both you and your dealer can see — and neither side
can alter after the fact. The app shows you your payment calendar and reminds you in time to make a payment.

WHAT YOU CAN DO
- Pay your instalments directly via M-Pesa
- Buy more than one item and keep track of them from one app
- See a live progress bar of what you've paid and what's left, for every
Item you are paying for even from different dealers
- Pull a proper PDF statement any time you need one, instantly
- Reminders before payments are due, so nothing sneaks up on you

FOR DEALERS AND VENDORS
Selling in installments? SplitPay's vendor dashboard gives you:
- A clear view of every customer's payment status — up to date, due soon,
or overdue
- A digital catalogue of what you sell on instalment
- Tools to adjust a struggling customer's plan fairly, reducing defaults without losing the sale
- A way to bring your existing paper or spreadsheet records onto the
platform
- Fewer disputes, because the payment record speaks for itself

WHO IT'S FOR

Car dealerships, land sellers, property merchants etc.

SplitPay is built for people already paying off a big purchase in
instalments — and for the dealers and shops who sell that way. It's not a
loan app and it doesn't decide who gets credit. It's the record-keeping
layer that makes installment buying fair and transparent for everyone.

Download SplitPay and finally see your own payment history — clearly,
honestly, and whenever you need it.