TrustIkhlas

Credit Facility Details

* Available Credit Range: RM150 – RM20,000
* Repayment Duration: 91 – 365 days
* Minimum Annual Interest Rate (APR): 1%
* Maximum Annual Interest Rate (APR): 18%
* Applicable Daily Interest Rate: 0.049315%
* Application & Processing Charges: RM0
* Account Service Charges: RM0
* Overdue Payment Penalty: RM0
* Additional Fees: RM0

"Interest Calculation:

Total Interest = Principal × Daily Interest Rate × Repayment Days

RM9,000 × 0.049315% × 91 days = RM403.87

Total Repayment Amount:

RM9,000 + RM403.87 = RM9,403.87

Illustrative Monthly Repayment:

RM9,403.87 ÷ 3 months = RM3,134.62 per month

Summary:

* Principal Amount: RM9,000
* Total Interest Payable: RM403.87
* Total Fees: RM0
* Total Repayment: RM9,403.87
* Approximate Monthly Payment: RM3,134.62"

As outstanding principal is repaid, the corresponding credit amount may be restored for future use. The availability of replenished credit depends on the account’s standing, eligibility reassessment, and applicable financing terms and conditions.

Disclaimer: This example is for illustration purposes only. Actual repayment amounts and schedules may vary depending on the credit amount utilized, repayment duration, repayment frequency, and applicable financing terms.