Dhon Bela

**Dhon Bela — Online Loans, at Your Fingertips**

Need urgent money? Dhon Bela provides 100% online personal loans to users in Bangladesh. Apply in just a few minutes with your smartphone—no paperwork, branch visits, collateral or guarantor required. You will see the full interest, fees and repayment schedule before you take the loan. All applications are considered through credit assessment, so approval is not guaranteed for every applicant.

**Why Dhon Bela?**
⚡ Fast: 100% online, no paperwork or hassle of standing in lines.
🔍 Suitable limit: Determine the loan amount and tenor according to your repayment capacity.
💯 Transparent: No hidden charges.
🟢 Clear terms: Each term is explained in simple language.
🔄 Flexible tenure: Choose the tenure according to your income.
🛡️ ​​Secure: Your information is protected with advanced encryption.
📱 Easy: Apply and manage your loan in just a few steps.
🆓 No collateral or guarantor: Apply with a valid NID.

**Loan Details**
• Maximum Limit: BDT 8,00,000
• Per Loan: BDT 1,000 – 1,00,000
• Tenure: 91 – 360 days
• Daily Interest: 0.01% – 0.04%
• Annual Percentage Rate (APR): 3.65% – 14.6%
• Fees: No hidden fees. All applicable fees will be clearly displayed before application.

The approved loan amount, interest rate and tenor are subject to the partner financial institution’s assessment and your loan agreement.

**Repayment Example**
BDT 30,000, 180 days, at 14.6% simple interest per annum (without any additional fees):
• Interest: BDT 30,000 × 14.6% × 180 ÷ 365 = BDT 2,160
• Total Repayment: BDT 30,000 + BDT 2,160 = BDT 32,160
This example is for illustration purposes only; the actual amount and schedule will be determined by your loan agreement.

**Application Process**
1. Download the app and register
2. Fill in the details and verify your identity with NID
3. Select the loan amount and tenor
4. Submit the application and wait for approval
5. After approval, the money will be transferred to your account

**Eligibility**
• Age 18 years or above
• Resident of Bangladesh
• Must have a valid NID
• Nagad or bKash account in your name

**Privacy and Data Protection**
We only ask for the necessary permissions for loan assessment and fraud prevention. We do not read your contact list or call logs, and we never sell or rent your personal information to third parties.

Download Dhon Bela today and start applying!

**Contact**
Email: [email protected]