ARUARU Wallet

What is ARUARU Wallet?

■ A wallet service that allows you to use your loaded balance at local stores and online shopping.

■ No registration or annual fees!

Charge, make payments, transfer, and withdraw funds all with just your smartphone.

■ You can even pay your initial rental contract fees in installments!

You can make payments comfortably while keeping moving and new life expenses in check.

*Installment payments incur a set fee.


■ Load your card using a variety of methods.

You can load your card via bank transfer, Kotora Remittance, Smart Credit Card, and more.

Kotora Remittance allows you to load your card instantly from your bank app.

Smart Credit Cards also support auto-loading and deferred payment.

You can also withdraw cash from ATMs using your Smart Credit Card (cashing).

*Smart Credit Cards are app-only credit cards issued within the app.

*Aplus's standard credit screening process is required for use of Smart Credit Cards.
*Fees and interest apply when using installment plans and Smart Credit Card (cashing).

■ Installment payments available for initial rental costs
You can pay initial rental costs, such as security deposits, key money, and brokerage fees, in installments.
This service reduces the large-scale expense of moving and helps you start your new life smoothly.
*A screening process is required for use.

■ Shop in a variety of ways
Can be used at QUICPay+ ™ (Quick Pay Plus)-accepting stores nationwide.
Also supports online payments, such as online shopping and app stores.

■ Easy money transfers with Kotora Money Transfer
You can send money using just your mobile phone number or email address.
Person-to-person transfers (up to 100,000 yen per transaction) are fee-free.
Convenient for sending money to family and friends or splitting the bill.

■ Cash withdrawals also available
You can withdraw your balance as cash at any Seven Bank ATM.
*A fee of 110 yen (tax included) applies per transaction.

■ Get even more savings with coupons
Regularly distributed coupons make everyday shopping more fun and rewarding.

■ Easy management
Check your balance and transaction history in real time on the app.
You can also suspend and resume your card on your smartphone.

Recommended for:

・Those who want to pay the initial rental contract fees in installments
・Those who want a wallet that can be used entirely on their smartphone
・Those who want to start easily with no joining or annual fees
・Those who want to use cashless payment both online and in-store
・Those who want to easily send money to family and friends
・Those who want to buy things they want now but pay later

*Some services may require fees and identity verification.
*QUICPay+ is a registered trademark of JCB Corporation.
*QR Code is a registered trademark of DENSO WAVE INCORPORATED.