Recta: Money & Household
Luciano de Souza Finance iPhoneiPadiPod touchApple Watch
Recta: Money & Household is a free Finance app for iPhone and iPad by Luciano de Souza. Requires iOS 17.0. Updated October 4, 2026.
- Price
- Free
- on the App Store
- Size
- 25 MB
- Age 4+
- Updated
- Oct 4
- 2026 · v1.0.4
Screenshots
About Recta: Money & Household
Recta keeps your money and your household's in one place. Log an expense in seconds, see every account balance at a glance and follow cards, invoices and goals without a spreadsheet. FAST LOGGING • Big amount, category suggested from what you use most, account and date in one tap. • Installment purchases on the card, each one on the right invoice. • Split an expense with the people you live with, repeat entries and add notes. • Mark as paid or pending; overdue bills stand out. • Capture shortcuts, Siri and Shortcuts: "Hey Siri, log an expense in Recta". YOUR MONTH • Home with total balance, an account carousel and the month summary (income, spending and top categories). • Spending by category chart and recent activity. • Customize Home: comparison with last month, fixed vs. variable spending, budget vs. actual, spending by day and a 6-month balance forecast. • Home Screen widget with your balance and the month's spending. CARDS AND INVOICES • Used and available limit, closing date, due date and the best day to buy. • Month-by-month invoice with purchases, installments and payments; pay the invoice from an account. • Reserve money in an account to pay the card. PLAN • Savings goals with progress and contributions. • Budgets by category, with an alert for how much you have used. • Recurring entries: subscriptions and fixed bills posted for you. REPORTS • Month summary, income vs. expenses, spending by category and balance over time. • Export the month sheet as PDF, image or spreadsheet. • Monthly recap with the highlights of your spending. STATEMENT • Entries grouped by day with a daily total, search and filters by account, category and type. • Swipe to delete (with undo) or mark as paid. HOUSEHOLD • Use the same Recta account as the web app and switch between the households you belong to. • Invite the people you live with; read-only members see everything without changing anything. ON APPLE WATCH • Log an expense from your wrist: turn the Digital Crown to set the amount or dictate it, with one-tap favorites and Undo. • Your balance, the monthly budget ring, today's spending and alerts for upcoming card bills and bills. • Complications and Smart Stack to see your month and log right from the watch face. ON IPAD • A layout made for the big screen: sidebar, list and detail side by side, and Home as a grid. • Works in landscape, portrait and resizable windows, with keyboard and trackpad: ⌘N logs an expense and ⌘F searches. PRIVACY • Hide balances with one tap. • App lock with Face ID, Touch ID or your device passcode. • No ads and no tracking: your data is only used to run the app. Available in English, Portuguese, Spanish, French, Japanese, Russian, Chinese and Arabic, with light and dark themes. Privacy: https://recta.app/privacy Terms: https://recta.app/terms
What’s new
Version 1.0.4 · Updated October 4, 2026
• Recta on Apple Watch: log an expense from your wrist with the Digital Crown or by dictating, with one-tap favorites and Undo. • On the watch: your balance, the monthly budget ring, today's spending and alerts for upcoming card bills and bills. • Complications and Smart Stack to see your month and log right from the watch face. • Card bill reminders with "Open bill" and "Remind me tomorrow". • Settings › Capture shortcuts shows how to install Recta on your watch. • The widget stays up to date after you edit or delete a transaction. • Fixes and improvements.
App privacy
The developer, Luciano de Souza, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Financial Info: Other Financial Info
- Contact Info: Email Address, Name
- User Content: Other User Content
- Identifiers: User ID
Used for: App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Identifiers: Device ID
- Usage Data: Product Interaction
- Diagnostics: Crash Data
Used for: Analytics, App Functionality
Alternatives to Recta: Money & Household
Looking for apps like Recta: Money & Household? Here are 6 similar apps on the App Store. The highest rated is Visor: Finanças Pessoais e IA (5.0/5), and all 6 are free to download.
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APP Financeiro
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Kontto: Personal Finance
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Casal Financeiro
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Visor: Finanças Pessoais e IA
5.0
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Minhas Despesas: Finanças
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Pennli: Budget Planner
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Recta: Money & Household | – | Free | October 4, 2026 | |
| APP Financeiro | – | Free | Aug 3, 2026 | Compare |
| Kontto: Personal Finance | – | Free | Oct 29, 2026 | Compare |
| Casal Financeiro | – | Free | Oct 30, 2026 | Compare |
| Visor: Finanças Pessoais e IA | 5.0 / 5 (2) | Free | Oct 24, 2026 | Compare |
| Minhas Despesas: Finanças | – | Free | Oct 25, 2026 | Compare |
| Pennli: Budget Planner | – | Free | Oct 8, 2026 | Compare |