Budget Scroll

Today’s balance doesn’t tell you much. What matters is how much you’ll have on the day the mortgage payment lands, or the week before payday. BudgetScroll shows your account as a vertical timeline: today at the top, scroll into the future, and a fixed reading line shows the projected balance for the day it crosses. Past and scheduled entries sit on the same line. WHAT IT DOES • Projected-balance timeline. Income and expenses, recurring and one-off, with the balance updating day by day as you scroll. • Multiple accounts and cards. Current accounts, cash and prepaid cards, each with its own page and currency, plus the overall total. Transfers are recorded once, not twice. • Credit cards behave like real credit cards. A credit purchase doesn’t move cash on the day you make it: the month’s purchases are pooled into a statement charged the following month. The available credit limit resets on the first. • Recurring entries. Salary, rent, subscriptions, bills. Any single occurrence can be edited or skipped without breaking the series. • Summary by category. Income and expenses aggregated over a period, with the option to exclude entries that would skew the statistics. • Home Screen widget. Upcoming entries for the account you choose, in medium and large sizes. • Ten languages. Italian, English, German, Spanish, French, Portuguese, Russian, Japanese, Simplified and Traditional Chinese. • Export and import. Your data comes out as a readable JSON file whenever you want. No lock-in. PRIVACY Your data stays on your device and in your private iCloud. No account to create, no server in between, no data collection. You can lock the app with Face ID or your device passcode. Requires iPhone with iOS 18 or later.