Kedil: Expense & Debt Tracker

Kedil turns the statements your bank and credit card already send you into a clear picture of your money. Import a statement, and every transaction is categorised for you — no manual entry, no receipt scanning. Built in India, in rupees, for people managing a salary, EMIs and a couple of credit cards. CREDIT CARDS AND DEBT, TOGETHER • Track loans, EMIs and credit card balances in one view • See total amount due, payment due date, and what you spent this cycle • Interest, annual fees, late fees and forex charges are identified separately, so you can see what a card really costs you • Watch your outstanding balance fall month over month REWARD POINTS THAT DON'T EXPIRE QUIETLY • Kedil reads your closing and redeemed points straight off the card statement • Keeps the expiry date in front of you IMPORT, DON'T TYPE • Upload a bank or credit card statement as PDF, CSV or Excel • Or forward statement emails to your personal Kedil address and they import on their own • Duplicates are skipped when you re-import the same period AUTO-CATEGORISATION YOU CAN CORRECT • Every transaction is sorted into a category on import • Anything unclear goes to a review queue instead of being guessed silently • Write rules so recurring payments always land where you want • Name payees and add tags to match how you actually think about spending BUDGETS FOR A MONTHLY SALARY • Set budgets by category and track them as the month runs • See how income splits across essentials, EMIs and everything else ALL YOUR ACCOUNTS • Bank accounts, credit cards, cash and wallets in one list • Record transfers between your own accounts so they don't count as spending YOUR FINANCIAL HEALTH • A simple score, with the reasons behind it • One thing to watch this month, instead of a wall of charts WHAT KEDIL DOES NOT DO Kedil is not a bank and not a lending app. It cannot move, hold or transfer money. It does not read your SMS, does not make UPI payments, and does not connect to your bank account. You choose which statements to import, and you can delete your account and all your data from inside the app. Privacy policy: kedil.money/privacy