ATLAS MONEY TRACKER

Atlas is a paycheck-first money planner. It covers your bills, debt and goals first, then shows what's actually safe to spend until payday. SAFE TO SPEND, EVERY DAY • One number for today: what's left after bills, debt payments, goals and your safety buffer, split across the days until payday • See exactly how it's calculated, line by line • Switch between today's amount and the total until payday • Keep a safety buffer in checking that Safe to Spend never touches • Override today's amount when life happens. It resets at midnight A PLAN FOR EVERY PAYCHECK • Atlas splits each check in order: overdue bills, bills coming up, debt minimums, essentials, savings, then what's yours to spend • Preview later paychecks this month and see which bills land on each • Short check? Atlas protects the bills that matter and shows the shortfall in plain words • Split it yourself any time BILLS, COVERED • Calendar and list views with covered, not covered and paid at a glance • Cover a bill now to set the money aside before it's due • Reminders before bills are due, snooze and mark paid in a swipe • Track loans and buy-now-pay-later balances, with interest DEBT AND GOALS • Snowball or avalanche payoff plans with a debt-free date for every debt • Put extra toward one debt and watch the date move • Debt payment reminders on the day they're due • Savings goals with a per-paycheck amount Atlas works out for you • Net worth in one place SPENDING • Log a purchase in seconds • Week, 30-day and year views, budgets by category • Find uncategorized spending and unusual charges MADE FOR REAL PAY CYCLES • Weekly, every-2-weeks, twice-monthly or monthly pay • Hours and tips calculator for shift and gig work • Log gig pay and Atlas sets aside a share for taxes • Household split and partner income • Ask Atlas questions like "What if I pick up an extra shift?" • A money tip or quote every day BANK SYNC (OPTIONAL, ATLAS PREMIUM) • Link up to 2 banks and Atlas imports your balances and recent charges • Safe to Spend uses your real balances and refreshes when you open Atlas • You choose which repeating charges are bills and which are spending • Sign in on Plaid's own screen. Atlas never sees your bank password • Unlink a bank any time, and keep or remove its accounts • Everything still works without a bank: add things by hand or import a CSV WIDGETS AND SIRI • Safe to Spend, Bills Due, Budget Remaining and Paycheck Plan widgets • Siri shortcuts for quick check-ins PRIVATE BY DESIGN • No account needed. Your data stays on your device • Bank sync is optional. Your transactions are stored on your device, not on our servers • Optional iCloud sync across your own Apple devices • Optional, anonymous product analytics you can turn off any time. No ads, no tracking ATLAS PREMIUM (OPTIONAL) Atlas is free to use. Safe to Spend, your bills, paychecks and spending stay free. Premium is an optional subscription that adds: • Bank sync for up to 2 banks • Spending reports, month and year, and net worth over time • More than two goals, unlimited receipt scans and "Can I afford it?" checks • Plan comparison, what-if planning, multi-month preview, and partial plans • Budget by paycheck and a weekly Monday recap • Debt payoff simulator • Shift trades and overtime log, and pay stub matching • Couples income merge • Encrypted backup export Atlas Premium is $3.99 a month or $29.99 a year. Payment is charged to your Apple ID at confirmation. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. People who were already using Atlas before Premium keep it free. Privacy Policy: https://quin401.github.io/atlas-money-legal/privacy.html Terms of Use: https://quin401.github.io/atlas-money-legal/terms.html Atlas is a planning tool, not a bank, and does not provide financial or tax advice.