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Screenshots

  • arc: AI Budget & Money Planner screenshot 1
  • arc: AI Budget & Money Planner screenshot 2
  • arc: AI Budget & Money Planner screenshot 3
  • arc: AI Budget & Money Planner screenshot 4

About arc: AI Budget & Money Planner

Your budget shouldn't live on a spreadsheet. arc transforms the way you manage money. It's the mobile app that Actual Budget users have been waiting for - and the smartest way to track every dollar. Share. Done. Got a bank statement? Share the PDF or screenshot to Arc from any app. AI reads every transaction, categorizes them, and saves them all - in seconds. Or connect to 2500+ bank feeds through actual budgets interface. Goals & Debt, Under Control Set savings goals and watch visual progress rings fill up as you get closer. Track debt with APR estimation and one-tap settlement. Checking, savings, credit cards, mortgages, investments, crypto - all in one place with multi-currency support. Your Server. One Click. Deploy your own Actual Budget server with one tap using Arc Reactor - no terminal, no config files. Your data lives on YOUR server. End-to-end encrypted sync means nobody can read your financial data - not even us. Lock the app with Face ID for extra peace of mind. See the Big Picture Swipe between expenses, income, transfers, accounts, and recurring payments. Rotating insight cards tell you things like "You spent 23% more than last month" or "Tuesday is your biggest spending day." Real intelligence from real data. Works Offline. Syncs When Ready. Arc uses CRDT technology (the same conflict resolution used by Google Docs) to sync changes reliably. Make edits offline - they merge automatically when you reconnect. Import from YNAB in Seconds Magic Switch transfers your entire budget - accounts, categories, payees, transactions, everything - from one server to another. Or import YNAB 4 / nYNAB exports with full fidelity. Privacy. Security. Beautiful Design. Pure black dark theme. Glass-morphism effects. Haptic feedback on every interaction. And a hidden snake game if you know where to look. Download arc and finally enjoy managing your money. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://arc.moi/privacy

What’s new

Version 1.0.37 · Updated September 21, 2026

• New: the free plan. Use arc on your device, with no server and no subscription. Everything moves up with you when you upgrade. • Investing now shows a sample portfolio you can open and explore before you subscribe. • A Shortcut that logs to an account in another budget now files it there, and waits until you next open that budget. • On iOS 27, install the Apple Pay and bank notification automations straight from a link. • Onboarding and the paywall rebuilt to fit one screen.

App privacy

The developer, QUANTINI OU, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers: Device ID

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Other Financial Info
  • User Content: Other User Content
  • Purchases: Purchase History
  • Contact Info: Email Address, Name
  • Identifiers: User ID, Device ID

Used for: Product Personalization, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Identifiers: Device ID

Used for: Developer’s Advertising or Marketing

Alternatives to arc: AI Budget & Money Planner

Looking for apps like arc: AI Budget & Money Planner? Here are 6 similar apps on the App Store. The highest rated is Liquid Budget (5.0/5), and all 6 are free to download.

arc: AI Budget & Money Planner vs. alternatives
App Rating Price Last updated
arc: AI Budget & Money Planner 2.0 / 5 (1 rating) Free September 21, 2026
AnyMoney - Budget & Expense AI 4.4 / 5 (5) Free Sep 20, 2026
Liquid Budget 5.0 / 5 (30) Free Sep 25, 2026
Money Manager: MyFuturePlan 4.0 / 5 (1) Free Jun 18, 2026
Moneko AI: Track & Budget 4.7 / 5 (25) Free Sep 26, 2026
Wealthfolio: Private Finance 5.0 / 5 (5) Free Sep 28, 2026
Envelope Budget - Kualia 4.6 / 5 (47) Free Sep 26, 2026