Saldora: Budget & Expenses

One payment. No subscription, no account, no ads, no tracking. Saldora is a private, offline money manager for people who want a clear view of their finances without connecting a bank. Enter your money manually, plan around real bills, and keep every number on your device. BUY ONCE, OWN IT There is no sign up, no server, and no recurring charge. Saldora runs fully offline, so your finances stay where they belong. TRACK YOUR WHOLE FINANCIAL PICTURE Create accounts for cash, checking, savings, credit cards, e-wallets, loans, investments, and assets. Organize accounts into groups, exclude selected balances from net worth, and archive accounts without losing their history. RECORD TRANSACTIONS YOUR WAY Add income, expenses, and transfers with notes, merchants, tags, and receipt images. Split one purchase across several categories while it stays a single transaction. Keep planned items separate from cleared activity, then mark them paid, skip them, or reschedule them when plans change. PLAN BUDGETS, BILLS, AND GOALS Set weekly, biweekly, four-week, monthly, or custom budgets. Use category envelopes, rollover, and pacing indicators to see what is really left. Schedule recurring bills and income, review what is coming, and follow savings or debt goals with contribution milestones. SEE WHAT IS AVAILABLE AFTER BILLS A clear forecast built from your liquid balance, planned income, unpaid bills, and planned goal contributions. Choose a 7, 14, 30, or 90 day horizon to know what is safe to spend before you spend it. The formula is shown, not hidden. TURN ACTIVITY INTO INSIGHT Review spending by category, income versus expenses, cash flow trends, period comparisons, top merchants, and weekday patterns. Money City turns your month into a 3D skyline of income and expense towers. Your Money Health Score is calculated on device from savings rate, budget adherence, and habits. RECORD WHAT YOU OWN Keep a manual record of holdings such as stocks, funds, crypto, gold, silver, and coins. You enter quantity, unit cost, and current value yourself, and Saldora shows allocation and gain or loss from those numbers. There are no live prices and no brokerage connection. WORK ACROSS CURRENCIES Around 160 ISO currencies, chosen per account, with your own dated exchange rates. Saldora handles currency precision and locale aware formatting while every conversion stays under your control. YOUR DATA STAYS YOURS No registration, no bank linking, no backend, no ads, no analytics, no tracking. Privacy Mode blurs every sensitive figure with one tap, and App Lock gates the app behind a local passcode. Create a full JSON backup, restore it with validation, or export filtered transactions as CSV. Your data leaves the device only when you choose to export it. BUILT FOR IPHONE Dark mode, larger text, reduced motion, screen reader labels, and haptics, all tuned to feel calm and precise. Saldora is a manual record keeping tool. It does not connect to banks or brokerages, does not execute transactions, and does not provide financial, investment, or tax advice. All figures reflect only what you enter. Privacy Policy: https://apps.husofttech.com/saldora/privacy Support: https://apps.husofttech.com/support