Wallet Coach: Monthly Budget

Keep your household money the way you'd keep it in a spreadsheet — on your phone, with reminders. Wallet Coach opens a page for every month. You list your credit cards, loans, household bills, insurance, subscriptions and income, then tick each line as it is paid or arrives. When the month ends, the next one copies itself in a single tap, with every tick cleared. AN EASY START The app sets up your first month with you — one income, one fixed cost, one subscription. After that every screen introduces itself the first time you open it. THE MONTHLY SHEET • The blocks are yours: credit cards, loans, home, insurance and savings, subscriptions, other spending, income. Reorder them, add your own, switch off the ones you don't keep. • Every line carries an amount, a credit-card minimum, the day of the month it falls due, and a tick box. • Enter a loan's last instalment or the month a commitment expires and the line shows how long it has left — then stops copying itself once it's done. • Paying a subscription with a card? Link the line to that card. The amount stays visible but is never counted twice. • Every block shows how it moved against last month. THE PANEL • What's left at the end of the month, what's paid, what hasn't arrived. • A ring chart showing where the money goes. • Six months of income against spending, side by side. • "Has the income landed?", what's coming due and what's about to end — tick without leaving the screen. DUE-DATE CALENDAR What falls due on which day. Marked days are ringed; late ones turn red. OWED & OWING Who owes you and who you owe. Brand and personal accounts, VAT inclusive or exclusive, whether you've invoiced yet, and partial payments. One tap closes a line when the money lands. ASSETS A flat, a car, gold, currency, funds — you value them yourself. Add what you paid and see the return four ways: nominal, adjusted for inflation, against holding dollars, against buying gold. Watching something gain on paper and lose in real terms is the whole reason the distinction exists. BACKUP Automatic to iCloud. Or keep it as a single file and restore it on a new phone. EXPORT Take any period out as a PDF report or a spreadsheet. PRIVATE MODE Tap the eye and every figure disappears. TOOLS Turn a price into working hours, keep a wish list, bring an old amount to today's money, work out net salary, check a raise, and read up on money. PRIVACY No account. Your income, spending and holdings never leave your phone; a backup goes only to your own iCloud. WALLET COACH PRO The first two months are free. Further months, PDF and spreadsheet export, unlimited assets and accounts, your own blocks and an ad-free app come with Pro. Reminders, the calendar, backup and private mode are free for everyone. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://berkalparslan.github.io/privacy.html Available in English, Turkish, German, Spanish, French, Portuguese and Russian.