Dirav: Budget & Money Tracker

Take control of your money without connecting a bank. Dirav is a private, offline-first budget and money tracker. Record expenses, income, and transfers across the accounts you create, while your private finance data stays on your device. With Dirav you can: • Manage cash, bank, card, savings, business, asset, and custom accounts manually. • Record expenses, income, transfers, and balance adjustments. • Organize records with categories, subcategories, labels, payment types, and people. • Set budgets and daily or monthly spending limits. • Create saving goals and follow their progress. • Track money you lent, money you borrowed, deadlines, and repayments. • Review balance, spending, cash-flow, credit, asset, and record reports. • Work with multiple currencies and your own manual exchange rates. • Hide sensitive amounts for extra privacy. • Create password-protected encrypted Dirav backup files. • Use the app in English, Arabic, or Kurdish Sorani, with full RTL support. Dirav does not connect to your bank, move money, process payments, or download automatic exchange rates. You stay in control of every record. Your money data stays on your device. Dirav servers do not store your transactions, balances, budgets, loans, goals, or reports.