BudgetBuddy: Money Skills
明明 陈 Finance iPhoneiPadiPod touchApple Watch
BudgetBuddy: Money Skills is a free Finance app for iPhone and iPad by 明明 陈. Requires iOS 16.0. Updated October 8, 2026.
- Price
- Free
- on the App Store
- Size
- 101 MB
- Age 4+
- Updated
- Oct 8
- 2026 · v1.6.2
Screenshots
About BudgetBuddy: Money Skills
BudgetBuddy helps you get good at spending on purpose — through short interactive stories, an AI buddy that talks like a friend, and a way to track spending that actually takes three seconds. Built for students and anyone learning to handle their own money for the first time. WHY IT WORKS Most money apps hand you a chart and a lecture. BudgetBuddy hands you a choice. You play through a three-minute story — a part-time job that asks you to pay first, a "zero interest" instalment, a live-stream that wants your last ten dollars — and you live with what you picked. Getting it wrong in a story costs a lot less than getting it wrong in real life. WHAT'S INSIDE • 33 interactive money stories, drawn from real cases: scams, instalments, blind boxes, buy-now-pay-later, live-stream tipping, "easy daily cash" jobs that aren't. Finish one, unlock a card, and build your own book of tricks to watch for. • Money Blitz, a timed quiz for the dry parts. Twenty seconds a question, points for speed, a bonus for streaks. Play against three computer rivals and your own last run, check the standings after every question, finish on a podium. 48 questions across six packs, and every answer comes with a one-line why. Five a day on Home. • An AI buddy that reads your week and talks like a person. One small idea at a time. Overspent? No lecture. Saved a bit? It's genuinely pleased. It will never push you toward a loan, a card, or an investment. • Three-second tracking. Log a purchase, tap "want" or "need", done. At the end of the month you can simply see where it went — no judging, no nagging. • 12 short lessons, from splitting your allowance to spotting a bad deal. HONEST BY DESIGN BudgetBuddy is not a bank. It gives no investment advice and never lectures. Your entries are there for you and your own AI buddy — we don't sell data and we don't run ads. You can use stories, lessons and the AI buddy as a guest; only cloud tracking needs an account, and you can delete your account any time from inside the app. English and Chinese, switch anytime. Free.
What’s new
Version 1.6.2 · Updated October 8, 2026
- Stories: pick a risky option and a card explains what happens next, why it's risky and what to try next time. The ending shows how many traps you dodged - Feedback now gets replies from us, and you can keep the conversation going in the app. New replies show on Home and Me - Custom categories: tap Custom in the add sheet to name one and pick an icon, like Utilities or Rent. They're saved to your account; long-press to rename or delete - Apple Watch shows your custom categories when you log an expense - Fixed: Daily Blitz no longer swaps questions when you play again the same day
App privacy
The developer, 明明 陈, reported these privacy practices to Apple.
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- User Content: Photos or Videos
Used for: Other Purposes
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| BudgetBuddy: Money Skills | – | Free | October 8, 2026 | |
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