owllet: Budget & Expenses

Owllet is a flexible budget planner and expense tracker that helps you understand your money, control spending, and build a personal finance system that fits the way you think. Track expenses, income, accounts, categories, budgets, recurring transactions, balances, and cash flow in a clean, customizable app designed for everyday money management. Owllet is more than a standard budgeting app. Shape the experience around your own routine: customize the main menu, adjust the full color theme, and choose what appears on your Dashboard. Keep the information you care about in front of you, including monthly spending, income, expense categories, account balances, recent transactions, budgets, and recurring payments. Create separate workspaces for different budgets or areas of your finances. Choose Easy mode for straightforward expense tracking or Power mode for access to the complete feature set. Your data stays on your device by default. When you choose, you can enable private iCloud sync for all or selected workspaces, create manual or automatic iCloud backups, and restore your data when needed. You can also invite another iCloud user to a workspace and keep accounts, categories, transactions, and recurring items synchronized. Use Owllet to record transactions, organize your finances, review spending trends, manage recurring income and expenses, and keep your money under control without unnecessary complexity. Main features: • Track expenses, income, and transfers • Manage personal budgets and cash flow • Organize transactions with custom categories • Manage multiple accounts and workspaces • Choose between Easy and Power workspace modes • Schedule recurring income and expenses • Receive optional reminders for recurring items • Customize the main menu and bottom navigation • Fully customize app colors • Build your own Dashboard layout • Review spending, balances, budgets, and financial summaries • Optionally sync all or selected workspaces through iCloud • Create manual and automatic iCloud backups • Restore data from an iCloud backup • Share a workspace with another iCloud user • Protect access with a PIN and Face ID or Touch ID • Import existing financial data • Export your records whenever you need • Keep your financial data clear, portable, and under your control Owllet is built for people who want a budget planner, expense manager, spending tracker, wallet organizer, cash flow tracker, and personal finance dashboard in one flexible app. Whether you are recording daily expenses, reviewing monthly spending, planning a budget, managing shared finances, tracking recurring payments, or simply trying to understand where your money goes, Owllet gives you a clear and adaptable way to stay in control.