Alto - Budget by Paycheck
Polygon Digital LLC Finance iPhoneiPadiPod touch
Alto - Budget by Paycheck is a free Finance app for iPhone and iPad by Polygon Digital LLC. Rated 5.0/5 from 1 ratings. Requires iOS 18.0.
- Rating
- 5.0
- 1 ratings
- Price
- Free
- on the App Store
- Size
- 34 MB
- Age 17+
- Updated
- Oct 3
- 2026 · v1.17.4
Screenshots
About Alto - Budget by Paycheck
Budget around your paycheck, not the calendar month. Alto is for people who already budget — but whose money doesn't show up on the 1st. Most apps ask for monthly income. If you're paid weekly or biweekly, that assumption breaks everything. Alto answers the question that actually matters: will I have enough money between now and my next paycheck? WHY ALTO • Budget by paycheck Plan every paycheck when it arrives — weekly, biweekly, twice a month, or monthly. Your budget follows payday, not the calendar. • Look ahead across pay periods See which bills land in this paycheck vs. the next ones. Heavy periods look heavy. Light ones look light — before they surprise you. • Assign money to the future Fund upcoming pay periods now. Reserve money today for a bill due two paychecks from now so you're covered when it hits (not scrambling). • Know what's safe to spend Ready to Assign shows money you have that still needs a job. Expected income stays separate — plan ahead without spending money you don't have yet. • Envelope-style categories Assigned, spent, and available in each category. Bills with due dates, flexible spending, savings goals, and credit cards/loans in one plan. • Web + iPhone One Alto account. Bank sync with Pro (Plaid), or stay manual / CSV on Free. ALTO PRO Unlock automatic bank syncing and unlimited transactions. • Monthly: $4.99/month • Yearly: $44.99/year New accounts get 14 days of Pro at signup — no purchase required. This is an Alto account trial, not an App Store introductory offer. Start free: https://altobudgeting.com Terms of Use: https://www.altobudgeting.com/terms Privacy Policy: https://www.altobudgeting.com/privacy
What’s new
Version 1.17.4 · Updated October 3, 2026
Get started with a new welcome video that explains Alto’s budgeting system before setup. Move money into or out of savings goals from a convenient drawer, with quick amounts and a preview of your new balance. This update also fixes a freeze when saving a savings deposit or withdrawal and adds Cancel beside Done above the savings keyboard.
App privacy
The developer, Polygon Digital LLC, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Purchases: Purchase History
- Location: Coarse Location
- Contact Info: Email Address, Name, Phone Number
- Identifiers: User ID, Device ID
- Usage Data: Product Interaction, Other Usage Data
- Other Data: Other Data Types
- Financial Info: Other Financial Info
- User Content: Other User Content
- Search History: Search History
- Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
Used for: Analytics, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Contact Info: Name
- Identifiers: Device ID
Used for: Analytics, App Functionality
Alternatives to Alto - Budget by Paycheck
Looking for apps like Alto - Budget by Paycheck? Here are 6 similar apps on the App Store. The highest rated is Pebble - Paycheck Budget (5.0/5), and all 6 are free to download.
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Spendsy: Flexible Budgeting
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Pebble - Paycheck Budget
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Vera - The Super Sui Wallet
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PayCheck Budget
4.4
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Luna - Budgeting App
4.6
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Bitbase: Buy Bitcoin & Crypto
4.7
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Alto - Budget by Paycheck | 5.0 / 5 (1 rating) | Free | October 3, 2026 | |
| Spendsy: Flexible Budgeting | – | Free | Jul 22, 2026 | Compare |
| Pebble - Paycheck Budget | 5.0 / 5 (9) | Free | Oct 21, 2026 | Compare |
| Vera - The Super Sui Wallet | 4.8 / 5 (18) | Free | Oct 14, 2026 | Compare |
| PayCheck Budget | 4.4 / 5 (11) | Free | Sep 17, 2026 | Compare |
| Luna - Budgeting App | 4.6 / 5 (20) | Free | Jan 13, 2026 | Compare |
| Bitbase: Buy Bitcoin & Crypto | 4.7 / 5 (20) | Free | Oct 26, 2026 | Compare |