Hourglass: Debt Payoff

See exactly when you'll be debt-free — and what it costs to get there faster. Hourglass is a debt payoff calculator that runs the numbers for you. Add your loans, credit cards, or any debt, set your payment amounts, and instantly see your payoff date and total interest paid. Adjust your extra payment and watch the timeline shrink in real time. What Hourglass does: - Calculate payoff dates for any debt — credit cards, student loans, car loans, mortgages - See month-by-month amortization breakdowns - Model extra payment scenarios instantly - Store multiple debts locally, privately — no account required - Set payment reminders so you never miss a due date No subscriptions. No bank connections. No ads. Just the math, clearly laid out. Try free for 30 days. Unlock forever for $4.99.