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About Billy: Medical Bill Disputes

Medical bills are confusing by design — and studies suggest most contain errors. Billy is the patient's advocate in your pocket. Snap a photo of any medical bill and Billy's AI reviews every line for the issues that quietly inflate what you owe. WHAT BILLY DOES • Scan any bill — Take a photo or pick one from your library. No typing, no forms. Billy reads the charges, codes, and amounts for you. • Find potential errors — Billy's AI checks each line item for common problems: duplicate charges, upcoding, unbundling, balance billing, and amounts that look high against standard rates. • Understand what it found — Each finding is explained in plain English, with the kind of supporting reference a billing department takes seriously. • Dispute it — with one tap — Billy drafts a professional dispute letter citing the specific issues, and can print and mail it to your provider or insurer via USPS on your behalf. No envelopes, no stamps, no phone trees. • Track every dispute — See what you've sent, when to expect a response, and record the outcome. Billy reminds you to follow up so nothing falls through the cracks. • Escalate when needed — If a dispute is denied, Billy can help you draft an appeal or file a complaint with your state insurance commissioner. BUILT FOR PATIENTS • Private by design — Your bills are encrypted on your device. They leave it only to be analyzed, and are never used to train AI models. • No account hassle — Sign in with just your email. No passwords. • Free to scan — Scanning a bill and reviewing Billy's findings is free. You pay a one-time fee only when you choose to print and mail a dispute letter via USPS. IMPORTANT Billy provides informational analysis to help you communicate with your provider or insurer. It is not medical, legal, or financial advice, and it is not a law firm or a substitute for professional advice. Always review Billy's findings before acting on them. Billy is available to U.S. residents 18 and older. Questions? [email protected] Privacy: https://billydisputes.com/privacy Terms: https://billydisputes.com/terms

What’s new

Version 1.0.1 · Updated July 21, 2026

Clearer pricing and payment status, better guidance when entering addresses, retry a failed scan without re-photographing your bill, and reliability improvements to letter mailing.

App privacy

The developer, Novacloud, LLC, reported these privacy practices to Apple.

Data Not Collected

The developer does not collect any data from this app.

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