Spelio: Budget Planner & Goals
Rachele Merli Finance iPhoneiPadiPod touch
Spelio: Budget Planner & Goals is a free Finance app for iPhone and iPad by Rachele Merli. Requires iOS 15.6. Updated September 25, 2026.
- Price
- Free
- on the App Store
- Size
- 45 MB
- Age 4+
- Updated
- Sep 25
- 2026 · v1.0.47
Screenshots
About Spelio: Budget Planner & Goals
Plan your money before you spend it. Spelio is a simple and intuitive budget planner built to help you organize your finances, plan future expenses, track savings goals, and understand how your money may evolve month by month. Unlike traditional expense trackers that mainly show where your money has already gone, Spelio helps you look ahead. Plan upcoming income, expenses, bills, purchases, and goals to see how they may affect your future balance. PLAN YOUR BUDGET AHEAD Build your monthly budget around what is coming next. • Plan future income and expenses month by month. • See your expected balance before you spend. • Organize several months in advance. • Understand how upcoming expenses may affect your finances. • Use alerts and reminders to prepare for future payments. TRACK INCOME AND EXPENSES Keep your finances organized and easy to understand. • Add and manage income and expenses. • Organize transactions with categories. • Track your monthly spending. • Create recurring income and expenses. • Review your expected monthly balance. • Adjust your plans whenever things change. BUILD SAVINGS GOALS Turn future purchases and ideas into goals you can work toward. • Create savings goals. • Allocate part of your available balance to your goals. • Track your progress over time. • Manage multiple financial goals. • Save future purchases to your wishlist. • Turn wishlist items into goals when you are ready. UNDERSTAND YOUR SPENDING Use clear charts and insights to get a better view of your personal finances. • Analyze spending by category. • Compare income and expenses. • Identify spending patterns. • Follow how your finances evolve over time. • Make more informed budgeting decisions. PLAN RECURRING EXPENSES Add recurring bills, expenses, and income to your plan so regular payments are already included in your future months. YOUR FINANCES, MONTH BY MONTH Spelio is designed around forward planning. Move between months to see how upcoming income, bills, purchases, expenses, and savings goals may affect your available balance. Instead of only asking: “Where did my money go?” Spelio helps you answer: “Where will my money go?” SIMPLE PERSONAL FINANCE PLANNING Whether you want to manage everyday expenses, save for a goal, plan a purchase, organize recurring bills, or see how much money you may have available in the months ahead, Spelio gives you one clear place to plan it. PLAN WITH A CLEARER VIEW OF THE FUTURE Your budget is more than a record of past transactions. Spelio brings your monthly budget, upcoming expenses, expected income, savings goals, and recurring payments together, helping you build a clearer financial plan. See what is coming next, prepare for future spending, and make better decisions before money leaves your account. MAKE SPELIO YOURS • Create custom categories (Premium feature). • Choose your preferred currency and date format. • Use Spelio in multiple languages. • Choose Light, Dark, or System theme. • No account is required to get started. FREE & PREMIUM Start planning your finances with Spelio for free. Spelio Premium unlocks additional features for more flexible and advanced financial planning. SPELIO PREMIUM SUBSCRIPTIONS Spelio offers optional auto-renewable monthly and annual subscriptions. Prices are shown in the app before purchase and may vary by country or region. Payment will be charged to your App Store account at confirmation of purchase. Subscriptions automatically renew unless canceled. You can manage or cancel your subscription at any time in your App Store account settings. Start planning your money today with Spelio. Plan ahead. Stay organized. Take control of your future spending. Privacy Policy: https://spelioapp.com/privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Spelio Terms: https://spelioapp.com/terms.html
What’s new
Version 1.0.47 · Updated September 25, 2026
We’ve improved the Spelio experience with a few optimizations and minor fixes. We’re continuing to make budget planning simpler, clearer and more reliable.
App privacy
The developer, Rachele Merli, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Purchases: Purchase History
- Identifiers: User ID
Used for: App Functionality
Alternatives to Spelio: Budget Planner & Goals
Looking for apps like Spelio: Budget Planner & Goals? Here are 6 similar apps on the App Store.
-
MyFinances
-
Paykeep: Budget by Paycheck
-
Jarz — Salary Planner
-
Paycheck Pilot
-
Broke or Not - Budget Planner
-
KashIQ - Expense Tracker
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Spelio: Budget Planner & Goals | – | Free | September 25, 2026 | |
| MyFinances | – | Free | Jun 6, 2026 | Compare |
| Paykeep: Budget by Paycheck | – | Free | Sep 3, 2026 | Compare |
| Jarz — Salary Planner | – | Free | Oct 10, 2026 | Compare |
| Paycheck Pilot | – | Free | Feb 23, 2026 | Compare |
| Broke or Not - Budget Planner | – | Free | Sep 2, 2026 | Compare |
| KashIQ - Expense Tracker | – | Free | Sep 10, 2026 | Compare |