Bill & Expense Tracker: Budget

A finance app that shows your bills, cards and installments on one calendar — no bank login required. VaultHub is a modern, privacy-first finance manager built for people who want full control without connecting their bank account. Track expenses, income, credit cards, subscriptions, loans and Buy Now Pay Later plans — all in one place, all entered by you. WHY VAULTHUB? - Beautiful calendar — see every payment before it happens - Fast manual expense tracking - Credit card management - Installment & BNPL tracking (Klarna, Affirm, Apple Pay Later) - Subscription reminders - Receipt scanner - Financial insights - Works offline - Private by design — your data never leaves your device unless you enable iCloud sync FEATURES: Transactions - Track income and expenses in seconds - Multiple currencies - Categories and notes - Business expense support - Transaction reminders Finance Calendar - Visual calendar with every payment and transaction - Daily and monthly overview - Income, expenses, subscriptions and installments in one view Credit Cards - Track balances and limits - Utilization monitoring - Due date reminders - Payment history Installments & BNPL - Support for Affirm, Klarna, Apple Pay Later and more - Payment schedules - Remaining balance tracking - Progress monitoring Loans - Track loan balances and payment schedules - Remaining term and payoff progress Subscriptions - Track recurring subscriptions - Monthly and yearly costs - Billing date reminders Bills & Recurring Payments - Never miss another payment - Recurring bills - Upcoming payments at a glance Receipt Scanner - Scan receipts with OCR - Extract amount, date and merchant automatically - Import photos from gallery Smart Notifications - Credit card due dates - Budget alerts - Large expense alerts - Payment reminders - Daily achievement nudges Achievements - 50 unique achievements across 4 tiers - Streak tracking and XP system - Unlock the exclusive Carbon theme at 25 achievements Export & Reports - CSV and PDF export - Custom date ranges - Charts and monthly reports Customization - Light, Dark and Auto themes - Exclusive Vault theme (Pro) - Carbon theme — unlocked through achievements - Available in English, Spanish, Russian, Ukrainian, Japanese, German, French, Italian and Portuguese (Brazil) VaultHub helps you stay in control of your money, payments and financial goals — without handing your bank credentials to anyone. Privacy Policy: https://vollanddzaft.github.io/VaultHub/privacy.html Terms of Use: https://vollanddzaft.github.io/VaultHub/terms.html