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  • Ambagan PH screenshot 1
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About Ambagan PH

Ambagan is an expense app built for friends, families, and barkada — and now for you on your own. Split shared bills without the awkward math, and track your personal spending in the same place. WHY AMBAGAN • Split any way you want — equally, by percentage, or with fully custom amounts. Multiple people chipped in for one expense? Ambagan breaks down each person's share automatically. • Always know where you stand — your net balance across every group sits right on the home screen. Tap any friend to see exactly what you owe each other. • Settle up with proof — request, approve, or reject settlements with proof-of-payment photos, and bulk-settle across all your groups at once. • Works offline — the moment you need to record something is exactly the moment you have no signal. Log it right there; Ambagan saves it locally and syncs the second you reconnect. • Join in seconds — share a group invite link or QR code and friends just scan to join. TRACK YOUR OWN SPENDING • Books — personal ledgers like Daily, Japan Trip, or Household, separate from any group. • Budgets — a cap that resets monthly or covers the whole book, showing paid and pending spend. Free for everyone. • Mark an expense paid or pending, so upcoming bills don't look like money already gone. • Link a book to a trip group to see what the trip really cost you. • Recurring personal expenses that post themselves (Pro). NEW WAYS TO LOG • Scan a receipt into a group or a book and let Ambagan fill in the details. • Set recurring expenses that post themselves (Pro). • Log in the local currency when you travel, and budget in another (Pro). • Sign in fast with Google or Apple. FREE & PRO Ambagan is free to download. Free users can log up to 5 expenses a day, with a separate daily allowance for personal expenses — and budgets are free for everyone. Pro removes the caps and unlocks the full feature set: multi-currency, recurring expenses, drafts, and spending analytics — available monthly, yearly, or as a 2-week plan for short trips. Whether it's a trip, a household, a regular night out, or just your own week — split it fairly, settle it cleanly. Learn more at https://lhestermonroyo.github.io/ambagan/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

What’s new

Version 1.4.0 · Updated August 9, 2026

Ambagan 1.4 brings personal expenses — the most requested thing since launch. Track your own spending in Books, right alongside the group splits you already keep here. BOOKS — YOUR OWN SPENDING • Books — personal ledgers like Daily, Japan Trip, or Household. Yours alone: no splitting, no members, no math. • Budgets — set a cap that resets every month or covers the whole book, and watch paid spend and pending bills fill the bar. Free for everyone. • Paid or Pending — log a bill before you've paid it, then mark it paid once you settle. Your totals keep the two apart. • Recurring personal expenses (Pro) — rent, subscriptions, and regulars post themselves. • Link a book to a trip group — see what the trip really cost you, your share of the group splits and your solo spending together. FOR TRAVELLERS • Give a book one currency for its budget and another for new expenses (Pro) — budget in pesos, spend in yen. • Set a home currency for any group (Pro). • Mixed-currency totals now show an approximate combined figure, with the rate date so you know how fresh it is. ALSO NEW • A Personal Spending card on your home screen, and a hero you can switch between Net Balance and Personal Spending. • Scan a receipt into a group or a book — just pick where it goes. • Get notified when a recurring expense posts, with its own toggle. • A guided tour on first launch, a Savings category, and a Groups/Personal filter in your analytics. • Books work fully offline, like everything else — log with no signal, sync when you're back. IMPROVEMENTS & FIXES • Receipt scanning is out of beta. • Refreshed empty states, clearer Pro status, and Android header menus. • Fixed settlement details failing to load, and tightened camera and photo permission prompts. Salamat for splitting with Ambagan! Have feedback? Reach us in the app — we read everything.

App privacy

The developer, Lhester John Monroyo, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Purchases: Purchase History
  • Contact Info: Email Address, Name, Phone Number
  • User Content: Photos or Videos
  • Identifiers: User ID, Device ID

Used for: App Functionality

Alternatives to Ambagan PH

Looking for apps like Ambagan PH? Here are 6 similar apps on the App Store. The highest rated is Splithub: Split shared bills (5.0/5), and all 6 are free to download.

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