ChatWallet ChipChat
Algorithm, LLC Finance iPhoneiPadiPod touch
ChatWallet ChipChat is a free Finance app for iPhone and iPad by Algorithm, LLC. Rated 5.0/5 from 1 ratings. Requires iOS 16.4. Updated October 13, 2026.
- Rating
- 5.0
- 1 ratings
- Price
- Free
- on the App Store
- Size
- 126 MB
- Age 4+
- Updated
- Oct 13
- 2026 · v1.0.6 (43)
Screenshots
About ChatWallet ChipChat
The name: ChipChat is where "everyone chips in" meets the "chat" you're already in. Two ideas, one word: the chip is the money each person contributes; the chat is the group conversation where it all happens — the planning, the nudging, the "I just sent mine!" Money and conversation finally live in the same place. Money lives where you chat. ChipChat turns any group chat into a place where everyone can chip in. Rent, the group trip, the team gift, monthly dues — start a collection right inside the conversation and watch contributions roll in, live. No more "Venmo me," screenshots of who owes what, or chasing people one by one. Drop a ChipChat into the chat, and every member can pay their share in a single tap. Why groups love ChipChat Collect & pay without leaving the chat Live campaign cards appear right in the conversation. Tap once to pay your share — done. Split any bill in seconds Add the tip, divide by the group, and send a payment request. No mental math required. Never chase a friend again One tap sends a friendly — or firm — reminder to everyone who hasn't paid yet. Watch the money roll in, live A real-time pulse shows every contribution the moment it lands. Momentum everyone can see. Hit the goal together Watch the bar fill and celebrate the moment your group is fully funded. Reward your most reliable members Streaks and crowns turn on-time payments into a game everyone wants to win — and build your group's reputation, all the way to Diamond. Built for the way groups actually talk. Works for roommates, trips, teams, clubs, families, and any crew that pools money together. Just ChipChat it. The easiest way for any group to handle money together. Free to start. Lives in ChipChat but can work alongside WhatsApp · Telegram · SMS
What’s new
Version 1.0.6 (43) · Updated October 13, 2026
• Transfer available funds between Group Wallets you administer, using your group’s approval rules. • See who initiated each transfer, with “Approved by” details in the sending group’s report. • Contribute directly from your wallet through fundraiser links shared in ChipChat. • Receive incoming group-call invitations and accept to join the conversation. • Identify group members more easily with distinct sender-name colors. • Improved local-currency handling and sharing for Personal ChipChats.
App privacy
The developer, Algorithm, LLC, reported these privacy practices to Apple.
Data Not Collected
The developer does not collect any data from this app.
Alternatives to ChatWallet ChipChat
Looking for apps like ChatWallet ChipChat? Here are 6 similar apps on the App Store. The highest rated is Bing's Money (5.0/5), and all 6 are free to download.
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Bing's Money
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Impact Banking
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Next Exchange App
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OwlPay Cash — Send Money
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| ChatWallet ChipChat | 5.0 / 5 (1 rating) | Free | October 13, 2026 | |
| Bing's Money | 5.0 / 5 (1) | Free | Oct 14, 2026 | Compare |
| FratFunds | 5.0 / 5 (1) | Free | Dec 17, 2025 | Compare |
| SwipeCaddy: Which Card to Use | 5.0 / 5 (4) | Free | Oct 3, 2026 | Compare |
| Impact Banking | 5.0 / 5 (1) | Free | Sep 4, 2026 | Compare |
| Next Exchange App | – | Free | Jul 23, 2026 | Compare |
| OwlPay Cash — Send Money | – | Free | Sep 21, 2026 | Compare |