Smart Spending - Next Paycheck
Arai Tech L.L.C-FZ Finance iPhoneiPadiPod touch
Smart Spending - Next Paycheck is a free Finance app for iPhone and iPad by Arai Tech L.L.C-FZ. Rated 5.0/5 from 1 ratings. Requires iOS 26.0.
- Rating
- 5.0
- 1 ratings
- Price
- Free
- on the App Store
- Size
- 15 MB
- Age 17+
- Updated
- Oct 21
- 2026 · v2.0.1
Screenshots
About Smart Spending - Next Paycheck
Are you always broke before your next paycheck? Do you keep buying things you don't need? Want to stop spending, stop impulse buys, and save money before your next paycheck? Next Paycheck is the anti-spending app that stands between you and your next regret. Tell Pork, your personal AI accountability pig, what you want to buy and how much it costs. Pork checks it against your real paycheck and fixed bills, then rejects the purchase and roasts you until you put your wallet away. It's a fun way to stop spending, stop impulse buys, and save cash. No guilt-tripping spreadsheets. No boring graphs. Just a pig with a vendetta against your impulse buys. MEET PORK, YOUR AI SPENDING COACH Pork comes in two flavors of tough love: • Comedian: jokes at your expense, counts the sneakers you already own, and turns your own numbers into the punchline. • Savage: no filter, no mercy. Roasts your shopping cart until buying it feels embarrassing. Pick your punishment. Pork does the rest. WHAT PORK SOUNDS LIKE Comedian: "A $120 shirt? Is it sewn by angels? Because your wallet's about to get a miracle it doesn't deserve" Savage: "A fourth $7 latte today? Your barista's buying a boat. You're buying regret and oat milk" HOW IT WORKS Add your income, weekly or monthly salary, your call. Add your fixed expenses, pick from a built-in list (rent, subscriptions, groceries, loans) or add your own, billed weekly, monthly, quarterly, or yearly. Ask before you buy, type what you want and how much it costs. Get rejected, Pork denies the request and explains, loudly, why you don't need it. It's designed to help you stop impulse buys, save paycheck money, and build better spending habits. CAVED OR HELD? Every ask goes in your log. Tap "Held" if you resisted. Pork respects you (briefly). Tap "Caved" if you bought it anyway, and Pork roasts you all over again for folding. Your choices, permanently on the record. BUILD A STREAK YOU'LL ACTUALLY KEEP Every day you don't cave adds to your no-spend streak and spending fast challenge. Watch it climb. Don't be the reason it resets. NOTIFICATIONS THAT KEEP YOU HONEST Pork pings you about that "thing" you wanted last Tuesday, just to ask if you still need it. (You don't.) FEATURES • Two AI roast modes: Comedian & Savage • Weekly or monthly income tracking • Fixed expenses on weekly, monthly, quarterly & yearly cycles • Predefined and custom expense categories • Instant purchase rejections with personalized mockery • Caved / Held tracking on every ask • No-spend streak counter • Full history log of every purchase you talked yourself out of • Push reminders so impulse buys don't sneak back • Helps you save money, save cash, and save paycheck after paycheck WHO IT'S FOR Impulse shoppers, doom-scrollers with a checkout habit, anyone saving for something real, people interested in frugal living, and people who've tried serious budgeting apps and got bored in a week. If a polite reminder won't stop you, maybe a furious pig will. Great for anyone looking to stop spending, stop impulse buys, or complete a savings challenge. About AI verdicts: Next Paycheck's spending "verdicts" are generated by DeepSeek, a third-party AI service operated from the People's Republic of China. When you ask about a purchase, the text you type and related budget context are sent to DeepSeek only after you tap "Agree & Continue" on the in-app consent screen. You can withdraw consent anytime in Settings. Download Next Paycheck. Ask Pork. Keep your money. Save money and save cash. Privacy Policy: https://next-paycheck.com/legal/privacy/ Terms of Use: https://next-paycheck.com/legal/terms/
What’s new
Version 2.0.1 · Updated October 21, 2026
Thanks for using Next Paycheck! We've made performance and stability improvements behind the scenes, so the app runs smoother every time you ask Pork.
App privacy
The developer, Arai Tech L.L.C-FZ, reported these privacy practices to Apple.
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Identifiers: Device ID
- Usage Data: Product Interaction
- Diagnostics: Crash Data
- Purchases: Purchase History
- Financial Info: Other Financial Info
Used for: Analytics, App Functionality
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Smart Spending - Next Paycheck | 5.0 / 5 (1 rating) | Free | October 21, 2026 | |
| Manage Subscriptions: SubTrack | – | Free | Aug 11, 2026 | Compare |
| Budget Bully: Expense Tracker | 5.0 / 5 (1) | Free | Dec 22, 2025 | Compare |
| Smart Buy Decide | – | Free | Sep 1, 2026 | Compare |
| CardMate: Credit Card Tracker | 5.0 / 5 (1) | Free | Aug 18, 2026 | Compare |
| Денег хватит | – | Free | Jul 1, 2026 | Compare |
| NoBuy - No Spend Challenge | – | Free | Mar 25, 2026 | Compare |