CardMate: Credit Card Tracker
Pradeep Buddhika Hettiarachchi Finance iPhoneiPadiPod touch
CardMate: Credit Card Tracker is a free Finance app for iPhone and iPad by Pradeep Buddhika Hettiarachchi. Rated 5.0/5 from 1 ratings. Requires iOS 15.1.
- Rating
- 5.0
- 1 ratings
- Price
- Free
- on the App Store
- Size
- 47 MB
- Age 4+
- Updated
- Aug 18
- 2026 · v1.2.21
Screenshots
About CardMate: Credit Card Tracker
Never pay another late fee. CardMate keeps all your credit cards organized in one private, offline app. WHAT CARDMATE DOES - Smart payment reminders before due dates - Track spending by actual billing cycle (not just monthly) - Monitor credit utilization with color-coded health checks - See outstanding balances from previous cycles - Visual spending analytics across 10+ categories - 100% offline - your financial data never leaves your device STAY ORGANIZED - Dashboard shows all cards, balances, and upcoming payments - Needs Attention alerts for cards requiring immediate action - Log expenses instantly with category icons - Visual charts reveal spending patterns over 1, 3, 6, or 12 months - Filter transactions by card, category, date, or billing cycle YOUR DATA STAYS YOURS - No internet required - works 100% offline - No account, registration, or personal info needed - Only stores last 4 digits - never CVV or full card numbers - Optional password protection for extra security - No tracking, no ads, no third-party services - All data encrypted and stored locally on your device PRICING Start FREE with 1 card - all features included: - Payment reminders and notifications - Spending analytics and visual charts - Billing cycle tracking - Credit utilization monitoring Need more cards? Upgrade to Premium for unlimited cards. GET STARTED Download CardMate today. Your cards organized, your data private. Start free with 1 card, upgrade anytime for unlimited.
What’s new
Version 1.2.21 · Updated August 18, 2026
Thanks for using CardMate! This release includes: • Performance improvements • UI enhancements • Bug fixes and stability improvements We're continuously improving CardMate to make credit card tracking simpler and more reliable.
App privacy
The developer, Pradeep Buddhika Hettiarachchi, reported these privacy practices to Apple.
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Identifiers: User ID, Device ID
Used for: App Functionality
Alternatives to CardMate: Credit Card Tracker
Looking for apps like CardMate: Credit Card Tracker? Here are 6 similar apps on the App Store. The highest rated is PaySmart: Credit Card Tracker (4.4/5), and all 6 are free to download.
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Credit Card Control
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PaySmart: Credit Card Tracker
4.4
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MyCards: Credit Card Tracker
3.3
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Credit Owl
4.0
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Credit Card Cut & Due Reminder
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DueDate - Credit Card Manager
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| CardMate: Credit Card Tracker | 5.0 / 5 (1 rating) | Free | August 18, 2026 | |
| Credit Card Control | – | Free | Jul 8, 2026 | Compare |
| PaySmart: Credit Card Tracker | 4.4 / 5 (7) | Free | Sep 15, 2026 | Compare |
| MyCards: Credit Card Tracker | 3.3 / 5 (3) | Free | Sep 29, 2026 | Compare |
| Credit Owl | 4.0 / 5 (1) | Free | Jul 11, 2026 | Compare |
| Credit Card Cut & Due Reminder | – | Free | Sep 2, 2026 | Compare |
| DueDate - Credit Card Manager | – | Free | Jul 9, 2026 | Compare |