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Screenshots

  • CardMate: Credit Card Tracker screenshot 1
  • CardMate: Credit Card Tracker screenshot 2
  • CardMate: Credit Card Tracker screenshot 3
  • CardMate: Credit Card Tracker screenshot 4

About CardMate: Credit Card Tracker

Never pay another late fee. CardMate keeps all your credit cards organized in one private, offline app. WHAT CARDMATE DOES - Smart payment reminders before due dates - Track spending by actual billing cycle (not just monthly) - Monitor credit utilization with color-coded health checks - See outstanding balances from previous cycles - Visual spending analytics across 10+ categories - 100% offline - your financial data never leaves your device STAY ORGANIZED - Dashboard shows all cards, balances, and upcoming payments - Needs Attention alerts for cards requiring immediate action - Log expenses instantly with category icons - Visual charts reveal spending patterns over 1, 3, 6, or 12 months - Filter transactions by card, category, date, or billing cycle YOUR DATA STAYS YOURS - No internet required - works 100% offline - No account, registration, or personal info needed - Only stores last 4 digits - never CVV or full card numbers - Optional password protection for extra security - No tracking, no ads, no third-party services - All data encrypted and stored locally on your device PRICING Start FREE with 1 card - all features included: - Payment reminders and notifications - Spending analytics and visual charts - Billing cycle tracking - Credit utilization monitoring Need more cards? Upgrade to Premium for unlimited cards. GET STARTED Download CardMate today. Your cards organized, your data private. Start free with 1 card, upgrade anytime for unlimited.

What’s new

Version 1.2.21 · Updated August 18, 2026

Thanks for using CardMate! This release includes: • Performance improvements • UI enhancements • Bug fixes and stability improvements We're continuously improving CardMate to make credit card tracking simpler and more reliable.

App privacy

The developer, Pradeep Buddhika Hettiarachchi, reported these privacy practices to Apple.

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Identifiers: User ID, Device ID

Used for: App Functionality

Alternatives to CardMate: Credit Card Tracker

Looking for apps like CardMate: Credit Card Tracker? Here are 6 similar apps on the App Store. The highest rated is PaySmart: Credit Card Tracker (4.4/5), and all 6 are free to download.

CardMate: Credit Card Tracker vs. alternatives
App Rating Price Last updated Compare
CardMate: Credit Card Tracker 5.0 / 5 (1 rating) Free August 18, 2026
Credit Card Control – Free Jul 8, 2026 Compare
PaySmart: Credit Card Tracker 4.4 / 5 (7) Free Sep 15, 2026 Compare
MyCards: Credit Card Tracker 3.3 / 5 (3) Free Sep 29, 2026 Compare
Credit Owl 4.0 / 5 (1) Free Jul 11, 2026 Compare
Credit Card Cut & Due Reminder – Free Sep 2, 2026 Compare
DueDate - Credit Card Manager – Free Jul 9, 2026 Compare

Compare CardMate: Credit Card Tracker with the top alternatives: ratings, updates, ASO score and keyword gaps →