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  • Stowe: Track Money & AI Budget screenshot 1
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About Stowe: Track Money & AI Budget

Stowe helps you track your money, understand your spending, lower everyday bills, cancel unused subscriptions, and get AI-powered guidance based on your real financial life. Start with a 7-day free trial. Connect your accounts, see where your money goes, and find practical ways to save without building a budget from scratch or managing every dollar by hand. Stowe is built for people who want their money to feel clearer, easier, and more under control. WHAT STOWE HELPS YOU DO Track your money automatically • See your spending, bills, income, transfers, and subscriptions in one place. Stowe can automatically recognize refunds, connect internal and external transfers, split transactions, and create custom rules that learn your spending habits and categories. Understand what changed • See why last month felt expensive. Stowe helps explain changes in groceries, takeout, bills, subscriptions, refunds, transfers, and unusual spending, so you are not left guessing. Compare your spending • Understand how your spending compares with similar households based on income range and location. See what is typical for categories like groceries, takeout, bills, and more. Track receipts and grocery prices • Snap a photo or forward receipts by email, and Stowe attaches them to the matching transaction. Grocery receipts unlock more: typical product prices, best sale prices, and the stores with the best deals. Use an AI budget built around you • Get guidance based on your actual spending, bills, goals, habits, and household. Stowe helps you stay on top of your money without forcing you into a rigid spreadsheet. Follow the 50/30/20 guideline • See how your needs, wants, and savings compare with the 50/30/20 guideline. Stowe helps you stay aligned with best practices while giving you guilt-free room to spend on what you love. Find ways to save • Spot recurring payments, rising bills, forgotten subscriptions, and everyday costs that may be worth changing. Cancel unused subscriptions • Find subscriptions you no longer use and cancel them from within Stowe. Check your cell phone plan • See whether you may be overpaying. If there is a better option, Stowe makes it easy to switch. Optimize your credit card • See whether your credit card matches how you actually spend. If there is a better option, Stowe can recommend a card that may help you earn more rewards or get more cash back. Ask questions about your money • Ask Stowe what changed, where you may be overpaying, what you can afford, or what to do next. Get answers based on your real financial picture. Plan around household expenses • See upcoming bills, recurring payments, subscriptions, and regular household costs, so you can plan ahead instead of being surprised. Share money clearly at home • Invite a partner, share household bills, and choose which accounts stay private or shared. Stowe gives households one clear view while still respecting personal privacy. Use Stowe offline • Stowe includes mobile app offline mode, so you can keep using key features even when your connection is limited. BUILT WITH PRIVACY IN MIND Stowe is designed to help you understand your money without turning your data into the product. Read-only access • Stowe cannot move your money. Connected account access is strictly read-only. Your data is not for sale • We do not sell, rent, or monetize your personal or financial data. Bank-grade security • Stowe uses strong security practices to help protect your account and financial information. BUILT FOR REAL LIFE Most budgeting apps make you categorize every transaction, check every chart, and manage every dollar by hand. Stowe is different. Use Stowe to track spending, find savings, and get personalized AI money guidance. Stowe is for people who want to save more, spend better, and feel more in control without becoming a spreadsheet person. Terms of Use: https://joinstowe.com/terms Privacy Policy: https://joinstowe.com/privacy

What’s new

Version 1.0.15 · Updated October 28, 2026

Bug fix version! - Fixed issue on iOS27 where chatting with the Advisor could fail. - Fixed issue where sometimes loading into the dashboard would get stuck. - Fixed crash when importing specific transaction CSVs

App privacy

The developer, Stowe Financial Corp., reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Other Financial Info
  • Contact Info: Email Address, Name, Physical Address, Phone Number
  • User Content: Customer Support
  • Identifiers: User ID, Device ID

Used for: Product Personalization, App Functionality, Other Purposes

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Usage Data: Product Interaction
  • Diagnostics: Performance Data, Other Diagnostic Data, Crash Data

Used for: Analytics, Product Personalization, App Functionality

Alternatives to Stowe: Track Money & AI Budget

Looking for apps like Stowe: Track Money & AI Budget? Here are 6 similar apps on the App Store. The highest rated is Vocca (5.0/5), and all 6 are free to download.

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