Debt Book - IOU & Loan Tracker

DEBT BOOK - PERSONAL LOAN & DEBT TRACKER Lent money to a friend and can't remember how much? Debt Book tracks every loan, repayment, and interest — so you never have to guess. Works fully offline. No account required. Your data stays on your device and iCloud — nowhere else. -- CORE FEATURES -- * Record lend & borrow transactions instantly * Track full repayment history per person * Multiple books — separate personal, business, and family ledgers * Per-contact debt summary (total lent, total borrowed, net balance) * Simple and compound interest calculator built-in * Set interest rate, method (simple/compound), and period (daily/weekly/monthly/yearly) * Interest auto-recalculates when you add a payment -- PAYMENTS -- * Log partial or full payments * Add extra amounts to existing transactions * Full payment timeline per transaction * See exactly how much is collected vs remaining -- SECURITY -- * PIN lock — 4-digit PIN to protect your data * Auto-lock when app goes to background -- BACKUP & SYNC -- * iCloud backup — your data is always safe * Restore from backup on any device * JSON export for local backup -- ORGANISATION -- * Multiple books (ledgers) — personal, business, family * Pick contacts directly from your phone book * Search transactions and contacts * Book-level financial summary (principal + interest breakdown) -- DESIGN -- * Clean Material Design with light and dark mode * Add a transaction in under 10 seconds * Works fully offline — no account required -- PREMIUM (Debt Book Pro) -- * Unlimited books and contacts * PDF export per transaction * iCloud backup & restore * Priority support Perfect for: * Shopkeepers tracking customer credit (khata/udhar/bahi khata) * Friends splitting costs over time * Families tracking shared expenses * Freelancers tracking client advances * Anyone who lends or borrows money Download Debt Book — know exactly where your money is. -- SUBSCRIPTION & PURCHASES -- Debt Book is free to download and use. Debt Book Pro unlocks Cloud Backup, PDF export, data export/import, App Lock (PIN), and unlimited books. Auto-renewable subscriptions: * Debt Book Pro (Monthly) — $1.99 per month * Debt Book Pro (Yearly) — $14.99 per year (about $1.25 per month) One-time purchase (no renewal): * Debt Book Pro (Lifetime) — $39.99, pay once, yours forever Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. The Lifetime option is a single one-time payment and does not renew. You can manage or cancel subscriptions in your App Store account settings after purchase. Privacy Policy: https://debtbooktracker.com/privacy-policy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/